5 Ways To Cut The Cost Of Your Car Insurance Cover In Ireland

1. Opt For A Vehicle With A Smaller Engine: The smaller the engine of your vehicle, the lower the cost of insuring it. Simple as that! When you drive a smaller vehicle, your insurance company will view you as less risky (and, therefore, less likely to make an insurance claim that will cost them money!).

2. Ask About Discounts: Your insurance company is not obliged to tell you about any discounts you may be able to avail of. So just ask them! Also, if you’re offered a cheaper insurance quotation from another company, show it to your current insurer and ask if they can match it.

3. Pass Your Driving Test: In most cases, the cost of insurance will be significantly higher if you hold a learner’s permit. Once you pass your driving test and obtain a "Full" driving licence, the cost of your insurance will fall quite a bit.

4. Specify "Social & Domestic Purposes" Only: If you don’t specify that your vehicle will only be used for social and domestic purposes, you could end up paying an expensive commercial insurance rate instead!

5. Drive Carefully & Avoid Convictions: You should always drive carefully and within the law. Always wear your seat belt, obey the speed limit, concentrate on the road, get a lift or a Taxi if you have been drinking, and comply with the instructions of a Garda! If you are convicted of drinking-and-driving, dangerous driving, or other very serious motoring offences, you may be subject to very high increases in the cost of your insurance.

By: Naoise ORourke

Article Directory: http://www.articledashboard.com

You can get 7 quick, simple tips to reduce the cost of your Irish motor insurance (by as much as 71%) at Car Insurance Ireland. They will work no matter where you live, what age you are, what your driving record is like, what kind of car you drive, or how many penalty points you have!