Microgaming is a pioneer in the online gaming world and Baccarat is one of the company's specialties. Baccarat is an ancient game whose origins can be traced back as far as 1490. The game first appeared in Las Vegas in 1959.
Baccarat is one of the games that gives the player close to an even shot, with a very small house edge depending on the game.
Interestingly, Baccarat has long been considered the game of "Whales," the biggest players in the casino, in part because of the small house edge. For the longest time, only the biggest and most elite players played, and minimum bets were large by gaming standards.
By the late 1980s, casinos made the game more amenable to the average player, and now it is one of the best microgaming games and online games as well, appealing to players with a wide range of bankrolls and skill levels.
The rules of Baccarat are as follows:
• All 10 cards and face cards count as zero, Aces are 1, and all other cards are counted at their numerical value. Suits do not come into play at all.
• The player is playing against the cards, not the other players or the house. His or her goal is to be the closest to 9 in value without going over.
• Players have no choice in the draw and cannot control the outcome.
• No individual hands are dealt to players. The game is finished on its own merits and bets are paid on the final result.
Winning is based on what the player bet on.
The same holds true online.
There are two specific types of Baccarat you can play via microgaming – mini Baccarat and High Limit Baccarat.
Mini Baccarat is played with one deck, the standard 52 cards. In this game, the house edge is slightly lower than six deck and eight deck for the Banker Bet. At 1.01 percent, this is one of the best microgaming values. However, house edge for Tier and Player bets is higher than for other forms of Baccarat with more decks.
Cards are dealt face down, with minimum bets of $5-$10 and a maximum of $500-$1000.
The payoff for a tie bet is 8-1, and the standard commission is 5 percent (Banker bet winings).
Another of the best microgaming values is in high limit Baccarat, which is played with eight decks of cards on the full table. Hands are dealt face down with a player option to look before adding addition cards.
As with mini, the standard commission is 5 percent and the payoff for a tie bet is 8-1.
Minimum bets are $1 and maximum is $500.
Whichever you prefer, these are among the best microgaming values available.