Alternative Ways To Fund A Stairway Chair Lift

Installing a stairway chair lift into your home is a great way enabling loved ones to live at home. Unfortunately, for the elderly and disabled, the simple act of climbing up the stairs can be an exhausting, if not impossible feat. Worst, climbing down the stairs can be downright deadly: almost 20,000 people die from falls relating to stairs every year, and over 700,000 people injured! A stairway chair lift can provide you the peace of mind you desire, but often times at great cost - most typical installations run between $3,000 and $5,000. While medicare won't help cover the cost, here are a few alternative funding solutions:

* Agency on Aging - depending on your metropolitan area, you might have an agency available that can help the elderly. To find the closest one to your home, call 1-800-677-1116. They will be able to refer you to the closest agency on aging that might be able to help your cause

* Department of Housing - if you're lucky, your city might be able to allocate some funds from Community Block Development Grants to help pay for home improvement costs related to stairway chair lifts. You'd want to contact your local housing and community development agency, a list of which can be found simply by calling this number 1-877-866-2476.

* Health insurance - some private health insurance companies will help pay for stair lifts. Contact your insurance company for more information.

* Tax incentives - if the chair lift increases the value of your property, you may be entitled to certain tax deductions. Check with your local tax professional.

* Rural housing services - if you live in rural areas, you actually have the best luck of getting assistance in paying for a chair lift installation. RHS section 502 and 504 offers home loans and grants to low-income elderly to make improvements to their house such as stair lifts.

* Veterans Administration - finally, if you're a veteran, check with your local VA office - they will often have programs available to assist veterans in paying for chair lifts.

There is no doubt that chair lifts are expensive. However, with a little help a chairlift can become much more affordable than one might think. Once you see one in action, you will realize just how valuable adding a stair lift can be.

By: Chris A West

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