Car Accident Compensation Claim - What Can I Expect?
Car Accident Compensation 101
To drive legally, you must have auto insurance and all auto insurance companies provide for a procedure for filing a car accident compensation claim. This is something that you could handle yourself, if that is what you wanted to do.
At the scene of the collision the police most likely interviewed all parties involved and obtained the insurance information of everyone involved in the accident. The police also wrote their report that named who they thought was at fault for causing the accident. Your claim will be based on this claim.
What Damages Did You Incur?
You have probably incurred damages including medical treatment, rehabilitation, ambulance costs, car repair, auto rental while your car was being repaired, miscellaneous other costs and you might even have a claim for loss of income. The point of insurance coverage is to "make you whole" again and possibly to compensate you for pain and suffering. It is also possible that you could have a claim for "punitive" damages if the accident was caused by negligence, carelessness or a defect in the vehicle.
What It All Means
It isn't always as easy as just filing a claim with the insurance company and collecting money. In many instances, insurance companies may either deny coverage on the insurance policy based on a technicality (policy contract provision) or one of the other parties involved in the accident may sue you for personal damages. You need the help of a professional, a personal injury attorney.
A personal injury law firm will be able to represent you with the insurance company and know the law regarding accident compensation claims in your jurisdiction. If the case needs to go to court, a personal injury lawyer can represent you and give you legal advice and see to it that you receive the compensation that you deserve.
Many of these types of lawyers work on a contingency fee, meaning they are paid a portion of the settlement with usually no up front cost to you. In many cases you will receive as much or more with a good lawyer representing you as opposed to you doing it yourself. You also will have someone represent you that knows the PI law.
The Bottom Line For You
Physical and mental trauma may be just some of the result of being in an auto collision. Your physical and financial well being may depend on how you handle the results of an auto collision. You will need a medical professional for physically healing and a good personal injury lawyer to help you receive what you are due financially.
Always consult with a medical or legal professional for legal and medical advice. This article is for informational purposes and is not meant as legal or medical advice.
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