Have you faced an emergency requirement and need to borrow a car from your friend or relative? Do you need the car to travel for short distance? If yes, then it is advisable you avail day car insurance. Since you would be travelling only for short distance, you can make use of this cover.
The cover is available to all those who drive irregularly. The best feature of the cover is that it can also be extended to the third party. There are various reasons as to why drivers opt for this kind of cover:
Insurance is available in a short period of time
Temporary additional drivers
Immediate drive away cover
This is different as compared to yearly insurance cover wherein the driver has to pay a significant amount of money for insurance premium. If you are going to use your car not so often, then you can benefit from this cover. You need to fulfil certain terms and conditions to avail this cover:
For car insurance; the vehicle to be covered:
Must not have more than 8 seats in total
Is registered in Great Britain, Northern Ireland or the Isle of Man
Has not been modified
You must not be using the vehicle for carrying passengers or goods for hire or reward
You require cover for a vehicle which you would be permitted to drive using a standard UK licence
There are many people who simply don’t make use of the cover. What is the need to pay yearly premium when you can do away with day cover? This applies to those who use their vehicle irregularly. It is advisable such people make use of this kind of cover. Life is not guaranteed. You may never know how situations may turn up. If you think you are risk free while you are travelling for a day, then you are wrong.
You cannot predict when and how an accident can occur. Hence, to safeguard yourself and protect your vehicle against likely damages, you must avail this cover. In case, you are injured while you have taken your car out for a day, you can keep yourself protected all the time. You can recover the losses suffered during the course of time. The best thing about this kind of cover is that it is available at a nominal amount. You need not spend a huge amount of money unlike yearly insurance premium.
