Debt Relief is being promoted heavily these days. Marketed. Advertised. Whatever you wish to call it. It's on the airwaves and all over the web these days. Why is that? It's simple - there is a need for debt relief, unsecured debt (meaning credit card debt) in particular.
But why is this? Well, if one pays attention to the news either online, or on television, or (less likely) - in their local newspaper, one would be aware that we are in the midst of one hell of a recession. Make no mistake - the sky is certainly not falling. This is no depression. But the recession is real. Make no mistake about it.
But this is not the end of the world. People are out of work, but people are on the hunt. They are hitting the pavement. They are searching online. They are networking. They are schmoozing at every possible opportunity. Yet still, the need for legitimate debt relief is real.
Credit card debt is at all-time high. A fact not to be lost is that the U.S. government itself is kind of dealing with some debt of it's own - over $11 trillion dollars of debt, in fact. So it seems there is a trickle down debt situation occurring at the moment.
But where do people turn? What do they do? Who you gonna call? Come on, people - work with me. When dealing with credit card debt, a bankruptcy lawyer (cough, "shark") is hardly the answer. Their promises regarding debt relief are false. Their descriptions of bankruptcy being a walk in the park are false. And typically their hairpieces are false as well. Are you sensing a trend here?
Bankruptcy lawyers - hogwash.
True debt relief lies only in programs that seek to reduce and eliminate debt without all the harsh and negative ramifications of a bankruptcy filing, without the need to stand before a bankruptcy judge pleading for mercy, without the need for personal financial failures being splashed across government record for anyone to find and snicker about on Facebook for crying out loud.
What is this debt relief I speak of? It's known as debt settlement. It can reduce and eliminate credit card debt by a MINIMUM of 50%. Yes, you read correctly - 50%, people. And typically - even 75% of credit card debt can be instantly eliminated.
