There are hundreds of car insurance companies competing for business, and all are keen to attract new customers. The upshot is that there are plenty of bargains if you know where to look ? start by shopping around with online brokers who can compare dozens of different insurers and save you a lot of time.
As well as using search engines and comparison sites to guide your search, you should also get quotes from dedicated providers such as Auto Direct, who offer car insurance quotes on their site. Once you have identified the cheapest quote, take it back to your current insurer and ask whether they can better it. Many companies will be willing to undercut competitors in order to keep your custom.
Play it safe
You can cut your car insurance premium simply by paying greater attention to your car's safety. Garage your car at night to make it less vulnerable to theft and damage, and consider fitting an immobiliser or alarm. You can even reduce your premiums by adding a satellite navigation system to your vehicle, as some insurers have noticed that sat nav cuts accident rates by allowing drivers to concentrate on the road.
Another effective way to reduce your premium is to take a Pass Plus or advanced driving test, thereby helping to convince the insurance company that you are a safe driver.
Tailor your car insurance
Factors like your age, status and even profession can affect the level of your premium. For example, did you know that journalists and professional footballers generally pay more for their car insurance than accountants and civil servants? Unmarried men under 30 can also decrease their premium by getting married.
A no claims discount can work wonders ? if you have a no claims record of over four years then you should consider insuring it. Finally, the model and make of your car will have an important effect on your insurance premium. Before buying a new car, check to see which insurance group it falls into.
Ensure when searching for cheap car insurance you have all your details to hand such as the age, make and model of your vehicle including the date of birth, occupation and claim's history of any named drivers together with a valid e-mail and telephone number. With Auto Direct comprehensive car insurance you get flexible payment options and free courtesy car while your car is being repaired.
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