Hurricane Claim Checklist: What To Write Down After The Storm.

After last year's hurricane epidemic, many homeowners are wondering how to ease the process of filing a hurricane claim should disaster strike again. While storms are never welcome, the best way to handle them is to be ready. As soon as the conditions are safe, make sure to get the following information so you can successfully file your hurricane claim for property damages. Keeping a detailed notebook of the events following the storm can come in very handy down the road.

Your notebook, or "damage diary" should contain:

1. Pictures and Descriptions
As soon as you are given the "all clear" that it's safe go outside and assess the damage for yourself, take pictures of the damage and write down what items are damaged, dangerous or need to be assessed further. Having this "immediate" storm evidence can help you greatly if you need to prove damage or if a hazard must be repaired before the adjuster arrives.

2. Damage Claim Calls
Keep detailed notes of who you called after the hurricane to report damages. Be sure to include names of the people that you spoke to as well as the date and time when the conversations occurred. This information can be very useful in dealing with your hurricane insurance provider concerning your hurricane damage claim.

3. Insurance Adjuster Visits
You should also use your notebook document when the hurricane claim insurance adjuster shows up, his or her name, and any contact information that you can get. This information may be vital in later communications with your insurance company. The more specific and in-the-loop you can be, the better.

Having a detailed record of exactly what occurred and how it was handled by your insurance company can often help out tremendously in future conversations with your insurer concerning your hurricane claim.

If it's too late to take these measures and your insurance company won't pay out or is treating you unfairly, get legal help quickly. If your hurricane claim is rejected, ignored or under-compensated, specialty firms can hold your insurance company accountable and help you seek the payment you deserve to fix your property.

By: Alice Mills

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Learn more about hurricane safety and legal representation for your denied hurricane claim at www.InsuranceClaimAid.com