If you need to have the car insurance protection plan within a short specific period, you may want to consider to have a temporary car insurance plan within that specific period to save some of your car insurance premium. What kind of condition you shall consider for temporary car insurance plan?
For example, if your children is staying in university most of the time, and he or she will only return home and use your car during holiday for about 2 to 3 months in a year, it is better for you to get a temporary car insurance plan for him for that specific period when he is in home instead of include his name as a driver in your ordinary car insurance plan that cover for the whole 12 months coverage.
Or if you are traveling out station or holidays to another state within a specific period, you shall also take the temporary car insurance plan to save for your car insurance premium. There are also cases that if you want to have a rental car in other state when you are in holiday, usually the rental car insurance that propose by the car insurance agency will be more expensive, you may want to consider to ask for a temporary car insurance quote on your rental car.
You can learn more on the Car Insurance Discounts Here to further reduce of your car insurance premium.