Pci Ecommerce Crack Down Has Already Started

As of October 2006, PCI compliance became mandatory for all American Express-accepting merchants, including Level 4; those with 1 – 20,000 transactions per year. Most merchants are still unaware of this and will remain unaware until something goes wrong or they get flat-out shut down.

From October 1, 2009; Visa will also be telling many small merchants that they can no longer accept Visa credit card payments unless they have taken steps towards achieving PCI compliance. This PCI eCommerce crack down has already started and will continue to hurt smaller eCommerce sites unless they comply.

Online store owners with websites who are obligated to implement a PCI compliance program and don’t may find themselves without the ability to process transactions through their profitable eCommerce websites. They also may face fines from the various card companies in a situation where security is breached.

This basically means that if your online store processes payments via credit card, you’ll need to become PCI compliant. PCI eCommerce is not something you’ll be able to do totally on your own in your basement as the process will require an audit and verification by a 3rd party.

If you are hosted in a 100% PCI eCommerce compliant data center, you will be fine and this transition will not affect you. JMAC-Solutions offers PCI compliant servers for all eCommerce sites. We have spent over a year getting this compliance issue taken care of.

By: Justin W Morris

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JMAC Solutions, Inc. provides website design and eCommerce consulting for small to mid-sized businesses. We have over 10+ years experience with website design, website marketing, and growing e-business online.