The National Bureau of Economic Research has ruled that we are in fact in a deep recession. We have all witnessed the economic crisis that has not only affected the U.S., but the whole world in general. A lot of banks are closing, mortgage rates continue to fall, and nearly three million jobs have been lost during the last year. More and more people are cutting down their spending and trying to save more money. The number of people turning to payday loans has dramatically increased recently because of this current turmoil.
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