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Processing Gift Credit Card Transactions
AVS allows you to validate a customer's billing address in order to accept a credit card transaction. However, for customers using gift credit cards, the actual billing address will typically not be associated with the gift card, or will not exist on file at the issuing bank. If you are using the default payment gateway AVS settings, this means you may end up rejecting valid gift card transactions. To allow for the smooth processing of gift credit cards during and after this holiday season, please turn off the appropriate default payment gateway setting: 1. Log into the Merchant Interface at https://account.authorize.net 2. Click Account from the main toolbar 3. Click Address Verification Service in the Security section 4. Uncheck the checkbox labeled U - The address information for the cardholder is unavailable (If you are using the Advanced Fraud Detection Suite (AFDS) then you can choose to allow, allow and report the triggered filter, or authorize and hold for review all transactions the result in a U response code) 5. Click Submit or Save Your AVS settings will then be updated to allow the processing of gift credit card purchases that do not have available address information. In addition to maintaining appropriate AVS settings, we highly recommend signing up for, and configuring, our Advanced Fraud Detection Suite (AFDS). AFDS allows you to customize its filters and tools to meet the needs of your business, including the ability to accept, manually review or decline transactions based upon the criteria you establish. Article Directory: http://www.articledashboard.com Rob Duncan is the owner of Spokane Gift Certificates and Firearms dealer shopping cart. |
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