The Attorney's Guide to Credit Repair was written by David Shapiro a financial services lawyer with 27 years of experience in the business. He has earned for himself a reputation as an expert in the area of credit restoration.
One strategy Shapiro uses is the Fair Credit Reporting Act (F.C.R.A), a federal law passed May 25, 1970, and designed to protect the consumer from being abused by the credit bureaus.
Shapiro uses the law to remove negative credit entries that are not 100% accurate and verifiable, and he also uses the fact that 80% of entries in the three major credit bureaus (Trans Union, Equifax and Experian) are also inaccurate and requests their removal.
In The Attorney's Guide to Credit Repair Shapiro debunks the myth that is propagated by the credit card companies and the banks that bad credit will be on a consumer's record for up to ten years and that nothing but the passing of time will cure.
It is a sad fact that many consumers suffer with bad credit on their credit reports for longer that they need to because of the misinformation they receive and accept.
The step by step method Shapiro uses in his book will improve the consumers' Fico score. He uses the F.C.R.A law and the inaccurate information dispute process of the credit bureaus to accomplish that.
He uses carefully crafted dispute letters and gives a detailed explanation of the importance of the Fico score. He shows how the Fico score affects approval for credit and how removing inquiries can add points to the credit report.
The guide will allow anyone to get the credit they need to change their lifestyles and achieve their goals. The Attorney's Guide to Credit Repair uses unique techniques, is written in an easy step by step fashion to erase bad credit and raise the credit score in a very short amount of time.
If the The Attorney's Guide to Credit Repair is followed closely, results are guaranteed to increase the Fico score. This is possible since the process involves the use of current laws that allow the removal of any entry in the credit report that is not 100% accurate and verifiable.
