The Consensus Is Health Care Costs Are Too High

Overall, most Americans that do have health care are seemingly happy with the care they get. Their major concern remains the cost of the premiums for what they are getting. Since this was an election year, this is even more of a concern due to the unknown factor of what the next president will do.

It didn't take long to compare party platforms on the Internet, but the real questions needed to be asked at the grassroots level. How does what the candidates stood for truly impact on the guy next door, and you?

It's not rocket science for people to understand that health care affordability is a major daily question, and a question that gets tossed around during every election. This year was no different. Right now most Americans think the cost factor ranks some where around 1 on a scale of 1 to 5. That's not saying much.

Knowing what the president-elect stands for will give you some idea of what might be next on the horizon in health care. The thing to remember is that it took many years for the system to get into the shape it is now. It cannot be fixed overnight.

This isn't to say there cannot be some major initiatives undertaken to begin to make changes. The question is will those particular changes make the difference to our system that we so desperately need? Most major initiatives will take more than four years to get rolling and more money than the national deficit. Of course, in another four years it's election time once again.

Some Americans surveyed think the health care system cannot be fixed no matter what is done, without leaving out a major chunk of people. Some think that although the system is "broke" it might not benefit from fixing.

The bottom line reality is if the cost of health care does not come down, what we have is a situation where only those with money are able to afford health care coverage. This leaves a whole other segment of the population struggling to find health care they are able to pay for – and – most of them are unable to afford even the basics.

There are a variety of reasons for people not getting health care coverage that range from inability to afford it to thinking they do not need it. Coverage is indeed a personal choice. However having said that, personal choice is fine for a single person not wanting coverage, it's not fine for someone with a family. Nor is it viable for an employer needing to offer his employees perks like group health insurance benefits.

It's a tough business world out there today with a new administration in power and we can only wait and see what will happen next. It's certain that changes need to be made. The question is what will honestly work with what we currently have, or will we have to revamp the whole health care system from top to bottom?

By: B.Palmer

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Bradley Palmer is with Grouphealthflorida.com offering Florida Group Health Insurance. To learn more about group health insurance, visit www.grouphealthflorida.com.