Tips For Social Security Disability Requirements

Becoming disabled can totally change a person’s life. You have to adapt with your disability and face the world. Like the old saying goes, life must go on. The real challenge though is the possibility that you can’t go back to your old job and it is difficult to find job with limited capabilities. So how can you earn income, pay the bills and support your family?

The federal government offers Social Security disability to disabled persons who can no longer find significant work elsewhere. This is a great option for individuals who cannot qualify for Medicaid, not even for welfare benefits because they don’t have funds. Learn the Social Security disability requirements. This could be the answer to your hope for a stable and reliable financial support.

Social Security Disability Requirements

However, Social Security disability is not accessible to all disabled individuals. There are set of requirements that must be presented to determine eligibility for the claim.

Eligibility

Social Security disability is not a charity case to everyone who applies. Yes, it is one of the major assistance programs of the government but applicants should have adequate years of employment to qualify. You should have contributed sufficiently into the Social Security disability program beforehand through payroll checks. There is no financial requirement necessary but you must be verified through medical diagnosis that you are in fact “disabled”.

Time Frame

Becoming disabled before the age of 24 requires a work experience of at least 1.5 years. If you are between 24 and 30, the required work experience is half of the time prior to having a disability. Applicants with ages 31 and above must have worked for 5 years or more before becoming disabled.

Documentary Requirements

Applying for Social Security disability requires the following documents: Social Security card and birth certificate in order to establish your identity. Proof of recent income which can be your W-2 form or a copy of your most recent tax return for self-employed people must also be submitted. You must also present your work record and medical records. Medical records include test results and laboratory, doctors and therapist records, list of your medicines and dosages.

Course of Action

After you have submitted the Social Security disability requirements as instructed, the next in line is the five-step process. This is the crucial point of determining your eligibility for disability insurance. It is a tedious process and the government standards are strict and meticulous. Your documents should prove that you really have no capability to earn a living due to your disability.

Accepted or Denied

This is the judgment day—the final step. You will receive a letter informing you of the decision whether your claim has been approved or declined. An explanation must back up the decision. You will be informed of the amount of the benefit and the date of release.

Of course, despite submitting the necessary Social Security disability requirements, there is still a risk that your application will be denied. Filing an appeal is allowed or an attorney may represent you.

By: Rochelle Stenway

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Rochelle Stenway writes on a wide range of topics. Learn more about social security disability requirements and check out her latest article about perfect game baseball today!