What Are The Best Credit Cards For Australians

These days there is a wide variety of credit cards to choose from. To often many people usually end up going with one that does not offer the lowest interest rate possible and other advantages. Finding the best credit card with the lowest interest rate can be a challenging task, usually resulting in hours of wasted time and frustration. Instead, by doing careful analysis you can be able to find some of the better credit cards offered that have the best interest rates. Below are several of the best low interest credit cards offered to Australians.

Citibank Clear: This is a good card for those who have favorable credit history. The card currently has a 12.49% interest rate. There is no interest on those purchases made with in the last 55 days and there is no fee for balance transfers. The annual fee for this card is $65.00.

Bank of Queensland low interest rate card: With this credit card there is a 12.49% interest rate for purchases, balance transfers and cash advances. There is a 44 day interest free period on purchases. While, the annual fee is $49.00.

ANZ Master Card: This card has an 11.99% interest rate. The first 55 days are interest free on purchases. For cash advances the interest rate is 19.99%. There is no interest rate on balance transfers for the first six months. You can have up to three extra cardholders without incurring any additional fees and there is a $58.00 annual fee.

American Express Blue Sky: With this card there is a 19.99% interest rate, with the rate for balance transfers being 6.9%. The card offers travel miles rewards, free travel insurance along with no annual fee. The limit on this credit card can go up to $25,000.00.

St. George Vertigo MasterCard: The interest rate for this card is 11.89% with a zero interest balance transfer for the first six months. There is an annual fee of $55.00. As a member you will also be able to receive a wide variety of discounts and additional benefits.

Clearly there are many different credit card choices available to you. Finding those with lowest interest rates and most benefits for their members can be confusing. Some of the best credit cards offered in Australia include: the Citibank Clear, Bank of Queensland low interest credit card, the ANZ Master Card, American Express Blue Sky and the St. George Vertigo Master Card. With any one of these cards you will find competitive interest rates, low balance transfers and other benefits for its members.

By: Mark T Brown

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Mark Brown brings vast knowledge about personal finance to his writing. His no-nonsense manner in dealing with consumer debt and poor financial management is a result of struggling personally with debt. This gives him a unique insight into the such situations. For more information on good credit cards, check out Credit Card Compare.