What Is Phishing?

There are plenty of cheats and crooks out in cyber space and one of the ways they attempt to get someone's personal information to use fraudulently is called Phishing. If you get an email from what looks to be a legitimate source telling you to click on a link to verify an account, then be suspicious immediately, even if the source claims to be from a bank or other website business you may deal with.

The fraudulent email may or may not have a letterhead or logo that the real business uses. If it does, don't be fooled. There are other ways you can identify it as Phishing. It won't have your full name, but a more generic term of address. It will provide a live link and urge you to click on it. And it will warn you that your account will be closed - or some other dire fate will come upon you - if you don't click on the link.

Don't be fooled into clicking on the link just to find out what it's all about. Clicking on the link will allow the Phishers access to all your private information. Instead, delete the email and then delete it again from your 'delete' box. Remember that no legitimate business will ask you to click on anything or provide information through an email. They will use a snail mail message.

By: Melanie

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In conclusion, don't be afraid of using internet banking - all you need to do is to follow good security practices for safe online banking.