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  • "247 Revolutionary Ways to Save Gas Money"  By : Alex Hunter
    247 ways to save gas money, pay less for gas and get better gas mileage. To help achieve smooth flowing rush hour traffic (helps everyone save money on gas), here's two contests with $1,700,000 in all-cash-prizes.
  • "Return of premium" term life insurance comes of age  By :
    If you'd like to have term life insurance in place to provide for beneficiaries yet you're confident you'll outlive the life insurance policy, you now have many options for "return of premium" (ROP) term life insurance. Under this type of life insurance policy, if no death benefit has been paid by the end of your life insurance term, you receive all your premiums back.
  • "short And Fat" Ltc Policies Beat "long And Skinny" Ones  By : Mark J. Orr, CFP -
    Long term care insurance policies have an important component called a benefit period which greatly affectspremium costs. This article discusses what I call "Short and Fat vs. Long and Skinny LTC Policies".

    That is right -- Short and Fat LTC policies! So what is a benefit period anyway?

    The benefit period is the number of years that ONCE you go on claim (need help in bathing and dressing or have some cognitive impairment (Alzheimer's or similar ailment) that the insuran...
  • "So now that you have closed...WHAT’S NEXT?"  By : Michael Zari
    Real Estate investing is a lot like investing in the stock market; more importantly to be successful the same principals apply. Careful planning/discipline is required of the investor. The work does not end with the purchase of the real estate project. Based on some simple planning and organization, the post-purchase essential tasks will become second nature and help you be successful in all your real estate investing ventures.
  • $1000 Provable Income Cash Advances: Should You Take The Opportunity?  By : Nicola Kennedy
    Cash advances are a nice and quick way to acquire that much needed cash in a jiffy. But since the rate of interest is on the higher side, it's best to take up a loan from a loan firm, if possible.
  • 'Help The Court Has Seized My Assets' - Garnishment In Law And Practice  By : Henry Byers -
    A court order that seizes assets from the defendant to pay off a debt is known as Garnishment. One form of garnishment is automatic withholding of the debtor’s wages. When a creditor fails to satisfy the debt taken, the court can issue a garnishment against him. When the creditor petitions the court to send a portion of its pay to satisfy the debt then this step is taken.

    The garnishment law differs from state to state and varies in details also. Generally, the TVA is req...
  • (R)Evolution In Home & Personal Accounting  By : John PASSMORE -
    'Accounting for a Better Life’ is a book in which John Passmore proposes a new, simplified and fun approach, to home and personal bookkeeping and accounting.

    The new methods, based on what he calls, domestic well-being accounting, enable people to gain control of their personal and domestic, financial affairs. The system provides the necessary visibility so that users will know exactly what their money is being spent on, and how well balanced their spending is, in relation...
  • 0% APR Introductory With Balance Transfer Option  By : Bradley Carson -
    The Christmas Holiday Season brings retailers 25% and more of their yearly sales. It's safe to assume the month of January most likely shows the highest consumer credit card balances. As impulse buying often times is the culprit in charging more than we planned, it's easy to see how one could get carried away during the 'season of giving.'

    Now it's January and those bills have started coming in. Two or more credit cards with high balances can take a bite out of your budget...
  • 0% Apr Offers Are Not As Good As They Seem  By : Mario Churchill -
    Credit card companies are getting out of their ways to be ahead of the competition. A lot of incentives which are truly enticing are being offered. With this stiff competition going on, better deals are available for consumers. However, you should still give it careful thought and consideration before committing to one credit card.

    The annual percent rate or APR is the most widely used in credit card marketing strategies. Essentially, APR determines how much interest a cre...
  • 10 Reasons Why The Market-Correction Triggered Money Flow Into Dollar Denominated Bonds Is The Wrong Move  By : J.S. Kim -
    Many people think of any type of dollar denominated bonds, whether they are U.S. corporate bonds or U.S. Treasury bonds as a safe place to park your money for reliable sources of income stream. In fact, the U.S. Treasury Department on their own website, even tout U.S. Treasury Securities as a “great way to invest and save for the future.”

    Many people believe this nonsense because they are advised of this by a horde of financial consultants that have zero understanding of h...
  • 10 Advantages Savings Plans Have That The Forex Does Not  By :
    1. Safety. In general an investment paying 12% interest is not as safe as one paying 6%, but it is doubtful if the 12% investment involves twice the risk.

    If the income offsets the additional risk or provides a reserve against which to write off losses when they eventually come, then high yield investments justify themselves, and they do when they are chosen with intelligence, with information at hand on the investment and when they are administered carefully, as we will s...
  • 10 DO's and DONT's of Successful Echeck Processing  By : Kay Fione
    So you are a merchant, and you want to accept electronic check payments for your business. This is commendable. It's a step in the right business direction. You give your customers ease, convenience, and more flexibility in payment options. In turn, they will patronize your business. When done correctly, echeck processing will definitely improve your sales and widen your customers base.
  • 10 Easy Tips To Save Money On Your Home Heating Bills  By : Greg Quincy
    With energy costs higher than they have ever been in recent history, it pays to find ways to reduce your home heating costs. I put together some tips that are easy, cost effective and will all add up to reduce your home heating bills by a significant amount! You don’t need to be Bob Villa either. Some take just a minute or two. Even small changes will add up to big savings over the course of this cold winter!

    Here are the 10 tips that I have personally used to save on my h...
  • 10 Easy Ways For Single Parents To Save Money  By :
    In 2006, according to the US Census Bureau, there were approximately 14 million single parents in this country, and those parents are responsible for raising 21.6 million children. Eighty-three percent of single parents are mothers, and 30.3 percent of all single parents receive public assistance.

    Child care subsidies and public health insurance can help with closing the gap between low income and what it takes to make ends meet. Not all low-income families receive the ben...
  • 10 Easy Ways To Organize Your Business Finances  By : Mike Peterson
    Follow these 10 easy steps to reduce the stress of business money matters.
  • 10 Easy Ways To Stop Identity Theft  By : George Knight -
    Lately, there had been plenty of news and stories circulated all over the country regarding Identity Theft. Many shared their real experiences on unauthorized usage of their credit accounts, bank accounts and other services which involve money. At least 5 out of 100 people experience this kind of unwanted fraudulent activity.

    Thieves will never be after your identity if they will not get any benefit from it. They need your information such as name, birth date, address, etc...
  • 10 Financial Mistakes to Avoid  By : Kent Irwin
    Unlike the advertisements for Las Vegas tell us, mistakes do follow us throughout our lives. One bad financial decision or a failure to properly plan for our future can take years to remedy. Educate yourself to make wise financial decisions.
  • 10 Ideas for Saving Up a Down Payment Through Alternative Income  By : Jerry Clifford
    For many people, it is hard to come up with even 5% down to qualify for a better mortgage. One great way is to make a little money on the side and apply it to a high-yield savings account. Here are 10 ideas for generating more income:
  • 10 Impeding Beliefs That Prevent You From Getting Rich  By : Thomas Herold -
    At one point in your life, you may ask yourself why other people are so successful with money when you’re not. Depending on how closely you look, you will have several answers. Do these sound familiar?

    - They’re just luckier than I am
    - They have a better education than I do
    - They were born into a rich family
    - They are white and have better opportunities than I do
    - They already had money to start a business
    - They already had money to invest in real estate
    - They ...
  • 10 Outstanding Tips When Applying For Short Term Fast Cash Loans  By : Sean Saunders
    Are you strapped for cash and considering short term fast cash loans? If so, you're very lucky, as you're about to be given 10 amazing tips that'll help you to obtain a quick and hassle free loan.
  • 10 Questions Angel Investors Will Ask You  By : David Rapp
    If you are looking to raise business capital from angel investors, you better know what will be asked of you. The ten most important questions will be asked right off the bat. The way you answer these questioins could make or break the deal.
  • 10 Reasons To Start Earning an extra income In 2007  By : John Ugoshowa
    10 Reasons To Start Earning an extra income In 2007
  • 10 Reasons Why The Evolving Information World Has Changed The Best Ways To Invest Money  By : J.S. Kim -
    Defined within the realm of the statistical Bell Curve, the long tail would reside in the skinny tail at the borders. The long tail, in regards to goods and services, refers to the evolution away from mainstream offerings towards more niche products and services. With the internet drastically reducing the costs of establishing distribution channels, the ability of entrepreneurs to focus more on the longtail sector to fit their customized needs is gaining increasing appeal.

    ...
  • 10 Simple Financial Advice Rules That Can Create Wealth  By : MatthewPawlina
    Money is what "makes the world go round." And one of the most difficult propositions in life is to manage money.
  • 10 Steps to Acquiring a Refund or Rebate Efficiently  By :
    Consumer stress is a major bane of modern life. However, systematically following a few simple negotiation steps/strategies can be key to getting hundreds or even thousands of dollars worth of refunds and rebates quickly and efficiently.
  • 10 Steps to Financial Success  By :
    Real world riches start with the 10 steps to financial success, either during college or right after. Think about it you've got your college diploma in your hand, and it signifies your entry to the "real world". Is it too early to start putting your soon to be good income into a wealth creation strategy? You'll be happy to know it isn't, and you can use the ideas listed below to get what you want.
  • 10 Steps To Save Your Retirement  By : Lawrence Groves -
    Many of the brightest and hardest-working marketing and advertising people in the country are obsessed with getting you to spend money and, if necessary, to go into debt to do so. Absolutely all the media that reach you every day are designed to get you to spend money. In order to save money in this environment, you will need determination to withstand the constant pressures to spend now.

    What is it that separates those who are successful from those who are not?

    Success...
  • 10 Surefire Ways To Make An Investment Fortune, Part II  By :
    Below, I present Part II of my original article, "10 Surefire Ways to Make an Investment Fortune."

    (6)Understand Why You Own Everything You Own, Then Stand Firm in Your Convictions

    Since most people never take the time to learn how to invest properly, or are fed a bunch of misinformation by the so-called industry professionals, they waffle as much as a shady politician when making investment decisions. They don’t know if they should hold, sell or buy during corrections,...
  • 10 Tips To Help You Find A Superior Financial Consultant  By : J.S. Kim -
    Even though the best financial consultant you could ever hire stares back at you every day when you look in a mirror, for those of you absolutely unwilling to learn how to do-it-yourself, here are ten tips to help you find that one financial consultant out of every 1000 that actually is fairly impressive.

    To help me formulate this list, I considered some of the absolutely useless investment strategies I had learned at the world’s leading investment firms as well as the rid...
  • 10 Tips To Help You Get Out Of Debt  By :
    During my sophomore year in college every day as I walked to class I passed tables where vendors urged students to fill out a credit card application, bribing us with a free t-shirt, water bottle or key chain, so I signed up for one. I received preapproved offers in the mail, and within three years I owned 13 credit cards and owed $10,000.

    Things really went downhill when I moved out on my own. After six months I lost my job and my credit got even worse: I owed $11,00...

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