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  • 4 Money-Saving Tips For Every Homeowner  By : Silvester Thompson
    Losing weight. Finding a new job. Spending more time with the family. A new year means setting new goals. Why not make saving money one of them?
  • Don't Drop the Retirement Ball  By : Silvester Thompson
    Juggling may be entertaining, but the average person may not have the concentration to keep the balls in the air. Yet half of Americans in their prime savings years juggle their retirement money in three or more accounts, according to Fidelity Investments estimates.
  • Tips to Consider Before Buying an Annuity Policy  By : Silvester Thompson
    Annuities may be a useful tool for those who want a steady stream of income throughout their lives. While most annuities include a death benefit, an annuity is almost the opposite of a life insurance policy - annuities offer financial protection against outliving your income.
  • Ways to Avoid Bankruptcy  By : Kimberly Credit
    Many people now a days have severe financial difficulties. While bankruptcy is usually the last resort in a long road of financial pressures for many, others may declare bankruptcy a little too early, sometimes without even considering the bankruptcy alternatives.
  • That Old Refrigerator May Be Costing You  By : Stacey Moore
    That six-pack of soda in the garage refrigerator could be costing you a lot more than you think.
  • Make Extra Money - Six Unusual Ways  By : Steve Gillman
    Process serving, stealing cars (legally) and other ways to make extra money.
  • Why Prepare For Retirement?  By : David Sanders -
    Time goes so fast that some people are caught unaware that life has caught up with them. These people have been very busy taking care of their families that they have forgotten how to prepare for their future especially when they become too old to work.

    Every person should prepare for that time when they can just relax and enjoy the fruits of their labor. People who have spent their fruitful years working and supporting their families should be given a chance to lay back, ...
  • Performance Contracting Helps Save on Energy Costs  By : Samuel Martin
    As soaring energy costs increasingly affect the bottom line of U.S. businesses, the "energy performance contract" has become an attractive solution for commercial building owners. This contract is a financing or operating lease offered by an energy service company, also known as an ESCO, to help businesses improve the energy efficiency of their buildings or facilities.
  • Point and Click Your Financial Plan  By : Samuel Martin
    You've organized the contents of that bulging shoebox and tracked down the stray receipts lurking in jacket pockets. Now you're ready to point and click your way to what you hope will be a generous tax refund.
  • 401(k) Participants Turn to Pros For Help Managing Their Money  By : Samuel Martin
    You're a computer engineer, or a nurse, or a graphic designer. Just keeping current in your own specialty is an effort. So what happens to your 401(k) retirement plan while you're off doing what you do?
  • Consumers Bear Brunt Of Cold Winter  By : Samuel Martin
    Even though Americans are feeling some relief at the gas pump from last fall's record prices, their checkbooks are still likely to take a hit this winter as natural gas and heating oil prices continue to soar.
  • Financial Education Can Pay Dividends for Youth  By : Samuel Martin
    According to statistics from the National Council on Economic Education, only seven states require high school students to take a personal finance course while eight others require courses with personal finance content.
  • Study Shows Americans Need to Get Financially Fit  By : Samuel Martin
    Most Americans lack basic understanding when it comes to their credit score and personal finance, according to the results of a survey by consumer advocacy group Consumer Action and financial services provider Capital One.
  • Firm Guides Parents Through College Savings Plans  By : Samuel Martin
    According to a survey conducted by the New York-based College Board, college tuition costs are rising faster than the pace of inflation. Between 1993 and 2003, for example, the average cost of tuition and fees for four years rose 47 percent at public colleges and 42 percent at private institutions.
  • Guidance for Retirees on Managing Investments  By : Samuel Martin
    Financial media have put so much focus in recent years on how investors can accumulate wealth for retirement that they often have overlooked what investors should do once they actually retire.
  • Smart Moves for Retirement  By : Samuel Martin
    With health care costs continuing to increase, the future of Social Security unclear and pension plans available to fewer and fewer workers, America's retirement readiness is a major concern for both individuals and the nation as a whole.
  • Roll Over Your IRA for A More Secure Future  By : Samuel Martin
    The convenience of 401(k)s and other employer-sponsored retirement plans have turned many Americans into investors. That's good news, since it is becoming evident that fewer retirees in the future will have substantial pensions and more will have to rely on their own savings to cover their needs.
  • Debunking Common Knowledge About IRAs  By : Samuel Martin
    According to a recent "Retirement Trends" survey by Fidelity Investments, 96 percent of Americans saving for retirement don't know the current contribution limit for an individual retirement account, with some guessing as low as $1,000. The reality is that for tax year 2005, IRA contribution limits increase to $4,000 -- up from $3,000 in 2004.
  • Building Confidence in Your Retirement Future  By : Samuel Martin
    In the next 10 years, the first wave of America's 76 million baby boomers will be retiring. Since today's retirees are generally healthier and more active than their parents, they are looking forward to living longer and spending more time playing with grandchildren, pursuing hobbies or even trying new careers.
  • Tips to Know Before Buying an Annuity Policy  By : Samuel Martin
    Annuities may be a useful tool for those who want a steady stream of income throughout their lives. While most annuities include a death benefit, an annuity is almost the opposite of a life insurance policy - annuities offer financial protection against outliving your income.
  • Tips on Saving Dollars on Energy in Your Home  By : Rudolph Rodriguez
    A typical U.S. family spends more than $1,600 a year on home utility bills, yet making some simple changes around the home can save money and make heating and cooling systems more efficient, according to World Energy Solutions, a publicly traded energy services company based in St. Petersburg, Fla.
  • Cost-Effective Ways to Cool Your Home  By : Rudolph Rodriguez
    As the temperature rises, so does the cost of cooling your home. But a new federal law may help keep your home both cool and cost-effective.
  • Bankruptcy Lawyer Dirty Secrets  By : National Association of Responsible Community Lending & Investment
    The process of filing for bankruptcy really only involves filling out a few forms, unlike misconceptions created by firms specializing in bankruptcy law that they absolutely must hire an expensive attorney in order to get rid of the money they owe.
  • Neither a borrower nor a lender be  By : Sidney Winthrop
    Was Shakespeare right when he said "Neither A Borrower Or A Lender Be"?
    Does that view still seem to be valid today?
  • Energy Conservation Begins at Home  By : Rudolph Rodriguez
    The pressure to reduce energy consumption and costs is inspiring homeowners to challenge the relevance of old heating and hot water solutions and consider other cost-effective options, such as wall-hung boiler technology.
  • Women Fear They'll Have Little Gold in Their Golden Years  By : Rudolph Rodriguez
    Nearly 40 percent of women aged 30 to 55 are worried about spending their retirement years at or near the poverty level because they cannot adequately save for retirement, according to a recent survey.
  • Convert To Roth IRA Regardless of Income – 2010  By : Richard A. Chapo
    An odd quirk in the recent legislation to extend the Bush Tax Cuts is giving IRA holders a huge break. For one year, and one year only, the income cap will be gone.
  • Forecasting the Future Value of Your 401(k)  By : Stephen L. Nelson, CPA
    Curious about how much money you'll accumulate in your 401(k) account? Just use Microsoft Excel says author and CPA Stephen L. Nelson.
  • Forecasting the Future Value of Your IRA  By : Stephen L. Nelson, CPA
    Curious about how much money you'll accumulate in your individual retirement account (IRA)? Just use Microsoft Excel to calculate a pretty good estimate says author and CPA Stephen L. Nelson.
  • Forecasting the Future Value of Your Roth-IRA or Roth-401(k)

      By : Stephen L. Nelson, CPA
    Curious about how much money you'll accumulate in your Roth-IRA or Roth-401(k)? Just use Microsoft Excel to calculate a pretty good estimate says author and CPA Stephen L. Nelson.

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