Articles in Home | Finance | Personal Finance

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  • The Cost Of Talking  By : blueboy
    With so many companies offering “the lowest call rates, and the best service" who do you believe and are there any additional costs hidden in the small print? Do they all give per second billing by email, full cost analysis, discounted BT line rental and personal account managers? On mobiles do they offer free connection, and line rentals from £4?
  • Asking for a lot of money  By : James C. Samans
    Most people dream of making a lot of money. Few actually get there--and more often than not, it's because they themselves don't believe that they're worth it, so they never ask.

    This article begins with a discussion on defining "a lot" of money and ends with a story detailing one person known to the author who went from a salary of $40,000 to $115,000 in four years.
  • Bargain Finder Secrets  By : Steve Gillman
    How do some people find all the deals? The same way you will once you know the bargain finder secrets. Here is one secret to get you started.
  • Working Out A Family Budget  By : Mark Lambie -
    When you and your family are considering a budget, you may be missing the values that are held within rebates and coupons. In general, because of the time it takes to actually clip these things out of your local newspaper or a magazine, people tend to over look these big money savers all too often. Coupons should be an important part of your family budget. The money you could save using coupons could easily add money to other areas of your budget, like family entertainment.
    ...
  • Reducing Your Telephone Costs  By : blueboy
    Know what costs to reduce –Reducing costs is sometimes just a percentage game with a focus on the areas of main expenditure. A 25% saving on an £60,000 telecoms bill is more important than working towards a 50% reduction on a £4,500 spend on vending machines.
  • How To Be A Frugal Shopper  By : Steve Gillman
    Six habits of a frugal shopper. How many of these do you have?
  • Retirement Income for Life  By : searchforadvisor.com
    How can you get income for life? An example of two different ways to provide income for your life and possibly for your beneficiary's life too.
  • The Benefits Of Saving Money On A Regular Basis  By : blueboy
    Over the past few years, I have been saving money each month, not for any particular reason like for example to buy a house, but just in case something big went wrong. It is in a way a form of self-insurance. In this article I write about the benefits of doing this and about my own personal experiences, i.e how hard or easy it has been saving in this way.
  • Funny Ways To Save Money  By : Steve Gillman
    Some of these funny ways to save money have actually been used. Some never should be.
  • The IRS Owes You Money If You Have Paid Long Distance Phone Taxes  By : Richard A. Chapo
    The IRS has decided to give up the fight on an ongoing legal issue regarding taxes it has collected on long distance telephone services. Here is the scoop.
  • IRS Crushes Credit Counseling Groups Claiming Non-Profit Status  By : Richard A. Chapo
    Many credit counseling groups claim they are in it just to help you and not make a profit as indicated by their charitable organization status. The IRS is not happy.
  • How To Get Rich Today  By : Steve Gillman
    Can you actually get rich today? Being rich may be closer than you think.
  • Talk For Less  By : blueboy
    Are you annoyed at how large your monthly mobile phone bills are? Are you looking into ways in which you can lower your quarterly landline telephone charges? Is the amount you are paying for your gas and electricity increasing to an unaffordable level? In this article I describe about the ways in which you can go about lowering these charges. I hope you find this article interesting and of benefit to you.
  • What If You Lose Your Job?  By : Victor Fam
    We should have some backup funds for emergency purpose. Nowadays Most of people’s financial situation doesn’t even allow them to live for 1 single month if they lose their job. You may think this is not necessary, but wait till you get hit.
  • About Dormant Bank Accounts  By : Nicholas Hunt
    It's estimated that up to £5bn may be sitting unclaimed in UK dormant bank accounts. Could you be entitled to a share?
  • How Is Your Budget For The Holidays?  By : Ken Donald -
    Most people have tried it – spending more on the holidays than intended. I comes as a surprise again an again. What is it with money and budgets that do not work? People split up because of money. It is an invisible force from our subconscious mind that tricks us to buy stuff we can not afford at a given moment.

    The best way to stop spending too much money over the holidays, is to set a budget for how much you can spend, especially for gifts, and then stick with it, no mat...
  • Seven Tips To Get The Best Discount Car Rental  By : Matt Ream -
    Contrary to popular belief, car rental rates are not set in stone. Often, discounts can be found by doing your research, and simply asking for them. Rental companies are eager to rent out cars they are not using. Cars sitting on a lot are not making them any money.

    Here are some tips to get best discount car rental rates

    1. Do your research. Car-rental research can be done online, on the phone, or by reading newspapers magazines or even your mail. It is important to com...
  • Retirement Worries? Imagine Double Your Investment in 2006...  By : Geoff Morris
    After having spent the last three years or so building up a $6Million property empire in the UK from a standing start, property millionaire investors Geoff and Jane Morris turn their sights on the still sizzling Florida property market.
  • Borders Coupon Book  By : Anna J
    Information on borders coupon book, coupon books, borders books coupons, borders movies coupons, borders music coupons, printable coupons, coupon book resources, coupons and gifts, discount coupons, gift cards, coupon email alerts.
  • A Guide To Accounting Software  By : Josh Riverside
    Computer software that helps in processing various financial transactions, recording them, and presenting them in the form of a report is know as accounting software. There are several functional modules in accounting software.
  • Do-It-Yourself Financial Planning.  By : Meredith Castles
    Instead of spending copious amounts of money paying a Financial Planner, why not learn the easy way to get the same information by doing it yourself? This article shows you how to take control of your financial future.
  • Savings Accounts – Retire In Style  By : Joseph Kenny
    We all look forward to the day when we can give up work – but to ensure your retirement is comfortable you will need to prepare for it carefully.
  • Get in Control of Your Credit Card Debt  By : Michael D. Strauss
    Using credit cards can make day to day life more simple, reducing the need to carry cash and making it easy to shop online and by telephone. However, spending with plastic can sometimes be a little too easy, and many people find their balances get out of control.
  • Credit Card Fool  By : Thomas A Martucci
    Credit Card fool shows us how credit card companies make fools of us by use of late fees and penalties
  • Tips On Finding Reputable Debt Counseling Services  By : Darnell Scott
    For the debtor who is already at the end of his rope and trying to figure out how to get out of debt, the last thing he needs to worry about is whether the debt counselor he has chosen to help him is going to make his problems worse.
  • Is Filing For Bankruptcy The Solution?  By : Darnell Scott
    Bankruptcy may seem to be an easy solution for major financial problems. But it is always better to avoid filing bankruptcy at all cost and to turn to it only as a last resort.
  • Poor People: Why do you Give to Help Them?  By : Michael A. Verdicchio
    Is it right to make people feel guilty for not giving to help poor people? Is that an honest motivation, or is it stealing? This article may stun some people!
  • Do You Really Need to Buy A New Car?  By : Victor Fam
    I have notice that keep on changing new car has become a trend of today’s life in city. People keep on switching to new car for no reason. It seems like car has become a way for people to express and show their status. Every year there are so many new car models coming up. So they keep on changing the car whenever they saw some new models that they like.
  • The Four Mandatory Buckets Of Personal Finance  By : Francis Kier -
    I have already written about the financial necessity of saving a portion of any income payment that you receive. This means that a percentage of every single source of income is set aside, marked, or tracked as money that you cannot spend. This task isn’t optional if you want to have some basic financial stability or start growing some serious wealth. Saving is the first step and it is the easiest, simplest, but the most emotionally difficult step. I know that starting to sav...
  • A Money Saving Exercise  By : Steve Gillman
    Want to get more for your money? Try this simple money saving exercise.

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