Articles in Home | Finance | Personal Finance

Title|Newest|Oldest
  • Avoiding Financial Failure: Top 10 Causes People Fail To Build Financial Wealth and Live the G.O.O.D. Life  By : Earlvin Harris
    I am certain you and I can agree that if anyone is to achieve financial independence it is common sense that you must educate yourself and spend less than you make - no matter if you consider yourself rich or in the poor house or somewhere in between, Wouldn't you agree?
  • Budgeting: Easy Money-Saving Changes  By : Nicholas Tan
    One of the most obvious and easy ways to save some extra cash is to change some of the way you use products and items in your everyday life. The key is to make minor changes.

    For instance, always buy the cheapest hand soap you can find. The quality doesn’t necessarily go up with the price and you can use it in place of ‘bath soap.’
  • Budgeting: Avoid Spending Pitfalls!  By : Nicholas Tan
    With all the advantages that are evident from personal budgeting, it is no wonder that more and more people are relying on them to reduce debts and increase their savings. However, all ‘budgeters’ need to be careful to avoid some common pitfalls that appear often.
  • Budgeting: Start Saving!  By : Nicholas Tan
    So you are loaded down with bills to pay each month and are wondering how you can begin a savings account for emergencies and other high-expense endeavors. In other words, where can you find that extra cash to put away for later?

    Firstly, when configuring your budge, plan for your savings first. You will grow richer each month if you begin to pay yourself first. Before paying any bills, decide on a set amount that you will pay yourself first—maybe five or ten percent—or whatever you decide—of your paycheck. Then, deposit the amount into a savings account before paying any bills.
  • Budgeting: Cut Back on Spending  By : Nicholas Tan
    At first it may seem difficult to limit spending and stick to a budget, however there are a few practical changes that you can make everyday that will cut your spending more than you expect.

    Firstly, alter credit car behavior. Start to pay cash whenever possible. This will help you avoid making a purchase unless you actually have the money available. If you decide to make a credit card purchase, be prepared to pay the balance off monthly. This will save a lot of money through avoiding interest charges. If you already have a credit card balance, then transfer to a card with a low interest rate. Also, find a card that does not charge an annual fee.
  • Budgeting: Create and Maintain a Budget  By : Nicholas Tan
    The first step to avoiding the troubles of financial debt is to create and maintain a budget. It’s not as intimidating as it sounds, don’t worry.

    First off, create a list of all your monthly income and also a list of your monthly expenses. When determining income, list all sources including alimony, child support, side jobs, etc. In calculating expenses, be sure to include housing, food, transportation, utilities, entertainment, etc. To gain an accurate reflection of actual expenses, sit down each night and write down expenses, just make sure to save receipts. Determine if your income covers all of your expenses. If the answer is no, then some expenses need to be reduced.
  • How Much a Debt Management Service Costs?  By : Camilo Buitrago
    A debt management service can greatly decrease the debt you have. How? Is it worth to pay for it? You will find out in this article what to search for and the different options you have.
  • Finding UK Discount Codes  By : Keith Barrett
    The increasing use of discount codes by consumers is throwing up plenty of issues for UK retailers. In this article we take a look at the key issues and discuss how you can go about finding discount codes.
  • Discount codes for UK shoppers  By : Keith Barrett
    Discount codes have been a bit success in the United States, with American consumers having access to these free resources and being able to make big savings as a result. What's the situation in the UK?
  • Reduce the cost of UK shopping  By : Keith Barrett
    Newspaper stories tell us that inflation means prices are rising on all sorts of items. A trip to the supermarket certainly doesn't seem to be as cheap as it once was for starters.
  • Bank Charges Add To Debt Problems  By : Jonathan Walker - Big Blue Tomato
    It is the worst thing that you can see on your bank statement at the end of the month, isn’t it? Some sort of charge that has come your way because of an unpaid cheque or an unauthorised going over of your overdraft limit.
  • Customers Do Pay Over the Odds For Payment Protection Insurance  By : Jonathan Walker - Big Blue Tomato
    If you have taken out PPI (payment protection insurance) for a loan or a mortgage then there is a good chance that you are being charged too highly for this.
  • Do You Know How To Prevent Identity Theft?  By : Lee McPherron
    Identity theft is a viscious problem that affects almost ten million victims each year. Learn about the different types of identity theft.
  • What to Look for in an Online Savings Account  By : Gloria Smith
    Banking has never been so easy and convenient. With a variety of banking services now made available on the internet, online banking serves as a perfect option for the busy people not only the professionals, businessmen and frequent travelers but also the home-based workers and housewives who attend to so many chores as well.
  • Bank Accounts  By : Mozo
    A bank account is a fund you entrust to a bank. You can add money to this fund (deposit), or take money out of it (withdraw). On the most basic level, a bank account is simply an arrangement between you and a bank. The bank will safely store your money and allow you access to it under agreed upon terms.
  • 9 Questions You Need to Ask Yourself before Pursuing Debt Settlement  By : John Janney
    With American consumers falling deeper in debt, many are turning to debt settlement. But is this solution right for you? Here are 9 questions to help you answer that question.
  • Get Out Of Debt - Want to Live Debt Free?  By : Author Name
    tips and resoruces to help you get out of debt, lower your debt and live debt free now
  • Credit Card Shaving Is Cut and Paste Fraud  By : Jill Russo Foster
    You should beware of credit card shaving. Here’s what you should know and what you can do about it.
  • Rent Back House When You Can't Meet Your Monthly Mortgage Payment  By : Peter Shukla
    There are few decisions that will affect our financial situation more than the decision to purchase a house to live in. Purchasing a house includes taking on the responsibility of a mortgage, or a long term loan, in order to pay for the house. Very few people have the money up front to purchase a house outright in case, and everyone else will have to buy using a mortgage.
  • Forgotten about a Bank Account  By : Nicole Anderson
    Wondering whether your families used to hold a forgotten bank account some where in the past? A forgotten bank account is one of the ways in which people loose their money. Only then, you can easily trace the existence of that forgotten bank account. You can even find several websites online offering advice about how to claim money from a forgotten bank account.
  • Negotiating House Prices at Auctions  By : Melanie Click
    When buying a house via the auction method there is no means of negotiating the price
  • Understanding The Credit Card Balance Transfers  By : MHLove
    One of the biggest promotions with credit card companies is that they will offer 0% balance transfers. Many people use balance transfers because they feel that their current interest rate is too high or maybe they’d even like to move all of their debt into one location to keep things more organized. A lot of people are taken into the wind with these offers and jump right on them. However, it is important to read all of the fine print with them.
  • Tuxedo leads Prepaid industry with the unique Mobile eccount® solution - managing money on the go  By : Mobile eccount
    Tuxedo Money Solutions announced the official launch of its Mobile eccount today – another market first for one of Europe’s most innovative prepaid service providers
  • Balancing Budget and Social Life  By : Miata Edoga
    Everyone has a hard time balancing their budgets with their social life, but these three simple tips will get you started in the right direction...
  • Structured Settlements - The Basics  By : Greg Chan
    Are you a victim of malpractice or personal injury? If you win a large case, you may have the option of getting a structured settlement. In a structured settlement, instead of getting paid in one lump sum, payments are made to you over time. Structured settlements are often set up by purchasing several annuities to guarantee payments over a long period. But why would anyone want to get paid over time instead of all at once?
  • Writing a will – The Basics  By : Tony Heywood
    Have you written a will? Do you need some basic advice about the legal nature of writing a will? This article gives a brief outline of the law regarding willsl.
  • Cosmetic Surgery Loans: A New You -Renew Yourself  By : Richard Pasic
    Cosmetic Surgery Loans helps in augmenting your physical appearance so that you feel good. The surgery requires you to borrow only smaller amount of loan, which you can get without collateral.
  • How Do Multiple Checking Accounts Affect FICO?  By : Richard MacGrueber
    Many of us have more than one checking account with one or more financial institutions. For example, joint checking, business checking, personal checking and more. But can having numerous checking accounts affect your credit score?
  • Government Grants - Let Them Help to Pay Off Those Credit Card Bills Debt Free  By : Bryan Burbank
    Finding a Government Grant that fits your needs can be a great way to not only pay off your credit card bills but it can help you get the financial freedom that you have been dreaming about. Know that there are many options when it comes to qualifying for a Government Grant and it is best if you start today to eliminate the debt you have accumulated on your credit cards. Having to much dent can also lead to stress which is not only good for your health it can cause you to have a lower credit sco
  • Find Government Grants If You Are a Student - Free Scholarship Grant Money  By : Bryan Burbank
    Paying for school can be a difficult thing unless you find the right kind of help. There are Government Grants that are available to students who qualify for them and it is important for you to take advantage of this money because there are millions of dollars that go unused each and every year. One of the main reason that this Government Grant money is not used is because many students do not know they can qualify for this free money. It will be worth your while if you are a student to do the r

«[8] [9] [10] [11] [12] [13] [14] [15] [16] [17] [18]»
Sign Up for a free account or learn more.
Article Directory Software
Click here to download the exact software that powers Article Dashboard for FREE. Start your own article directory today!
Submit Articles
Member Login
Top Authors
Submission Guidelines
Ezine Notifications
Article RSS Feeds
About Us
Link to Us
Contact Us
Privacy Policy
Terms of Service
Favicon Generator
Automobiles
Business
Communications
Computers
Family
Fashion
Finance
Food
Health
Illness
Recreation
Travel
Bodybuilding

© 2007 Article Dashboard. All Rights Reserved.
Use of our service is protected by our Privacy Policy and Terms of Service

Powered by Article Dashboard