Articles in Home | Finance | Personal Finance

Title|Newest|Oldest
  • Budgeting: Avoid Spending Pitfalls!  By : Nicholas Tan
    With all the advantages that are evident from personal budgeting, it is no wonder that more and more people are relying on them to reduce debts and increase their savings. However, all ‘budgeters’ need to be careful to avoid some common pitfalls that appear often.
  • Budgeting: Create and Maintain a Budget  By : Nicholas Tan
    The first step to avoiding the troubles of financial debt is to create and maintain a budget. It’s not as intimidating as it sounds, don’t worry.

    First off, create a list of all your monthly income and also a list of your monthly expenses. When determining income, list all sources including alimony, child support, side jobs, etc. In calculating expenses, be sure to include housing, food, transportation, utilities, entertainment, etc. To gain an accurate reflection of actual expenses, sit down each night and write down expenses, just make sure to save receipts. Determine if your income covers all of your expenses. If the answer is no, then some expenses need to be reduced.
  • Budgeting: Cut Back on Spending  By : Nicholas Tan
    At first it may seem difficult to limit spending and stick to a budget, however there are a few practical changes that you can make everyday that will cut your spending more than you expect.

    Firstly, alter credit car behavior. Start to pay cash whenever possible. This will help you avoid making a purchase unless you actually have the money available. If you decide to make a credit card purchase, be prepared to pay the balance off monthly. This will save a lot of money through avoiding interest charges. If you already have a credit card balance, then transfer to a card with a low interest rate. Also, find a card that does not charge an annual fee.
  • Budgeting: Easy Money-Saving Changes  By : Nicholas Tan
    One of the most obvious and easy ways to save some extra cash is to change some of the way you use products and items in your everyday life. The key is to make minor changes.

    For instance, always buy the cheapest hand soap you can find. The quality doesn’t necessarily go up with the price and you can use it in place of ‘bath soap.’
  • Budgeting: Spend Wisely to Save Money  By : Nicholas Tan
    Have you ever noticed that the things you buy every week at the grocery and hardware stores go up a few cents between shopping trips? Not by much…just by a little each week but they continue to creep up and up.

    All it takes for the price to jump up by a lot is a little hiccup in the world wide market, note the price of gasoline as it relates to world affairs.
  • Budgeting: Start Saving!  By : Nicholas Tan
    So you are loaded down with bills to pay each month and are wondering how you can begin a savings account for emergencies and other high-expense endeavors. In other words, where can you find that extra cash to put away for later?

    Firstly, when configuring your budge, plan for your savings first. You will grow richer each month if you begin to pay yourself first. Before paying any bills, decide on a set amount that you will pay yourself first—maybe five or ten percent—or whatever you decide—of your paycheck. Then, deposit the amount into a savings account before paying any bills.
  • Budgeting: The Critical Flaw That Causes Most Budgets to Fail  By : Charles J. Phelan
    Discusses the failure of most budgets to account for variable or irregular expenses. Explains the monthly averaging approach necessary to offset this problem.
  • Budgets during Economic Crisis  By : Mr. Jeff Nelson
    During this trying economic time it is important to save money the best way you can. Whether it is by saving money in order to start an adequate college for your child, or just to save a few extra bucks it is worth it.
  • Build Your Credit Rating with Student Credit Cards  By : Samantha Wilson
    Having a student credit card able you to establish an early credit history. This article contains the proper way of building student credit and some practical tips on how to make most of your student credit card.
  • Build Your Financial Security With Multiple Streams of Income  By : jorchav
    In this rapidly-changing world, financial security can be an elusive goal. One of the keys to achieving it lies in diversification, spreading the risk and not being overly-dependent on any one income source. Building multiple income streams is an excellent way to diversify and stabilize your overall income. This article explores the thinking and methodology behind achieving multiple sources of income, and gives a good example of how to get started.
  • Building a Backyard Oasis with a Home Equity Line of Credit  By : Jim Templeton
    As the weather begins to heat up and I start to feel the long, hot summer bearing down on me, finding ways to create a backyard oasis for my family to enjoy is always at the top of my “honey-do” list.
  • Building a Budget in 6 Easy Steps  By : Tara Dipalma
    After a few (hopefully minor) adjustments, you now have your new Budget sitting in front of you, you have worked hard on it and are absolutely astounded by the results of your efforts, you can see that although at the outset, things were looking pretty grim, you now have a plan in place that is workable and accurate. You can see where you are going and how you are going to get there so what's next?
  • Building An Emergency Fund - A Vital Part of Financial Planning  By : Richard Callaby
    None of us have the ability to foresee the future or predict the hurdles which lie ahead of us. This makes building an emergency fund a financial priority. Building an emergency fund is healthy for your financial well being, since you’re rarely given advance notice of a setback or an accident which will keep you out of work for an extended period. It is also a safety net that can save you from bankruptcy or severe financial hardships in the event of an unexpected change in your income or expenses.
  • Building Confidence in Your Retirement Future  By : Samuel Martin
    In the next 10 years, the first wave of America's 76 million baby boomers will be retiring. Since today's retirees are generally healthier and more active than their parents, they are looking forward to living longer and spending more time playing with grandchildren, pursuing hobbies or even trying new careers.
  • Building Long-term Energy Savings Into Your Home  By : Silvester Thompson
    While new homes are 100 percent more energy efficient today than those built three decades ago, most people are not familiar with how to actually design energy savings into the infrastructure of their home.
  • Building Residual Income  By : Vincent Murphy -
    What is a residual income?

    Residual income is a type of income that’s lasting. It means you don’t have to work all your life to earn money, with little effort; you can sit in the comfort of your own home and earn money.

    The internet is one of the fastest growing markets for different kinds of businesses. Imagine you can target customers from almost anywhere in the world. There are also a lot of payment options online. No matter what country you are from there is always...
  • Buried Treasure - Where To Look  By : Steve Gillman
    Buried treasure isn't a pipe dream of treasure hunters. People bury things every day and forget about them or die. Here are some of the places to start looking.
  • Business & Accounting  By : Mohamed Oliver
    Increasing number of people opting for small businesses and the entrepreneurial initiatives being fostered by governments worldwide, these businesses to have come to represent a large part of the gross domestic produce of countries worldwide. This is where the need for complete accountings programs surfaced and which is why, it has become a big issues for all businesses. Today, the wide array of accounting programs available in the market make it easier for businesses not only to organize themse
  • Business Banking - a Crucial Element of Your Business  By : Garanichev
    Opening a business account is a crucial element of starting up a business. While it is not a legal requirement, the benefits listed below must be considered by all fledgling businesses.
  • Business with personal loan lead is profitable  By : Thomas Charlie
    Always buy fresh and money making personal loan lead from authentic service providers.
  • But It’s A Recession  By : Mark Sullivan Sr
    Our country is going through a lot of changes and Americans are going to have to find their way of changing with it. This does not mean we all have to sacrifice everything we own. It means we need to tighten the budget belt and find ways to lighten the burden of all the rising prices upon us. We have said something to each other for years now and it has become our so called motto. “We have done so much with so little for so long that we are now qualified to do everything with absolutely nothing!” Good luck to you all and just remember; sometimes what we are looking for really is in our own back yard.
  • Buy A Used Car: Three Reasons To Say In With The Old  By : Deanna Mascle
    So if you are looking to buy a car then you should consider buying an used car because it will save you money, it is safer than ever before, and it is less stressful.
  • BUY-SELL AGREEMENTS Taking Care of the Eight D’s  By : David Chazin
    Most closely held businesses, especially multi-owner corporations and partnerships need to have a buy-sell agreement in place. Individually owned businesses can also profit from the use of a buy-sell agreement. This is essential for smooth transition of ownership upon the occurrence of several events, namely the “Eight D’s.”
  • Buy-Sell Agreements Keep Your Business Afloat  By : David Chazin
    This article goes into detail about the two main types of buy-sell agreements. The two basic types of buy-sell arrangements: the "cross-purchase" agreement and the "stock redemption" agreement. Life insurance can be used to fund both.
  • Buying a Car After Bankruptcy  By : Mike Hamel
    It is not impossible to get a car loan after bankruptcy; it will just cost you more. Many reputable lenders work with people who cannot obtain auto financing through conventional channels.
  • Buying A Car? Think Like A Company Would  By : Jonathan Buckley
    Companies do not purchase assets like consumers do. Companies separate the cost of the asset and the financing decision. This lets them identify the true costs of each. Consumers would benefit from the same approach.
  • Buying Power Of Social Security Eroding  By : Wendy Mitchell
    It's a well-known fact among seniors: The longer you spend in retirement, the less your Social Security check covers.
  • Calculate Your Retirement Readiness  By : Stacey Moore
    In the next decade, 77 million baby boomers are going to reach retirement age. In response to this growing need, one major financial firm created a free, innovative and customized online experience that enbles users to generate a single number--their R-Score--that measures their retirement readiness.
  • Campaign Urges Young Adults To Save More  By : Stacey Moore
    Young adults 25-34 are being encouraged to do something they did as children--feed their piggy bank Why? Experts say consumers in this age group aren't saving enough.
  • Can Debt Reduction Software Help You Get Out of Debt?  By : A. C. West
    Can debt reduction software help you get out of debt? You bet it can! With so many millions of people struggling to just make ends meet, paying off credit card balances may only seem like a fantasy. Although there are many ways to accomplish this goal, a debt reduction software program can certainly help you realize your dream.

«[6] [7] [8] [9] [10] [11] [12] [13] [14] [15] [16]»
Sign Up for a free account or learn more.
Article Directory Software
Click here to download the exact software that powers Article Dashboard for FREE. Start your own article directory today!
Submit Articles
Member Login
Top Authors
Submission Guidelines
Ezine Notifications
Article RSS Feeds
About Us
Link to Us
Contact Us
Privacy Policy
Terms of Service
Favicon Generator
Automobiles
Business
Communications
Computers
Family
Fashion
Finance
Food
Health
Illness
Recreation
Travel
Bodybuilding

© 2007 Article Dashboard. All Rights Reserved.
Use of our service is protected by our Privacy Policy and Terms of Service

Powered by Article Dashboard