Articles in Home | Finance | Personal Finance

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  • Yours, Mine, and Ours: Estate Planning for Today’s Blended Family  By : David Chazin
    In a “traditional” estate plan, each spouse provides for his or her assets (or most of the assets) to pass to the surviving spouse, with the understanding that those assets will go to their children at the surviving spouse’s death. This planning approach may work well when the spouses have only been married once — to each other — and the only children involved are the ones they have together. But it can spell disaster if your family is one of the many today that doesn’t fit this def.
  • Your U.S. Dollar Ain't Worth A Plug Nickel!  By : Marlon J. Broussard
    The point is not to just point out the fact that a dollar is only worth 4 cents (about the exact cost of printing, regardless of the denomination), but to shed light on some things you need to be mindful of:
  • Your Ticket To Financial Freedom  By : Vincent Murphy -
    Now days it is nearly impossible today for the average family to thrive on a single income. However, the skyrocketing cost of child care makes it difficult for both parents to work. Fortunately, the internet has made making money online a suitable income option without the need for commuting or day care.

    Making money online means much more than entering contests and sweepstakes; it is not uncommon to see a professional create a home business in computer programming, accoun...
  • Your Smartest Financial Move  By : Jo Mark
    Are you stressed due to your finances? Discover how to quickly and easily slash expenses and put money in your pocket.
  • Your Rights and Debt Collection  By : Robert Hughes
    Do you know your rights when dealing with debt collectors? Read this and find out.
  • Your Retirement... Will it be Fact or Fiction?  By : Tomas Cullin
    It becomes more apparent each day that inflation has crept back into our lives even though government statistics may not support
    this viewpoint. Rather, it's the real world cost of food, drugs, fuel, utilities and education that indicate the inflationary trend.

    If you're like most Americans, your retirement account hasn't grown much over the last 5 years. In fact, it's been pretty flat
  • Your Retirement Money, How To Make It Last As Long As You Do  By : Cecelia Yap
    Plan out smartly how to manage your retirement money - make the most of what you've and make it last as long as you do
  • Your Retirement Hopes: Filled With Holes?  By : Stuart James
    If you're like many Americans, you may expect to enjoy a comfortable retirement, but you probably haven't taken the actions needed to turn those hopes into reality.
  • Your Personal Financial Strategy Part 1  By : Livin Free
    While the government is trying to figure out how to best fix the nations economy, you're probably trying to figure out how to fix your own. This series of articles will help you do just that.
  • Your Opportunity to Make Money on the Web  By : Morgan Hamilton
    All of us at some point in our life have probably dreamed about being billionaires. Who wouldn’t want to be rich? The thing with money is that you can never have enough. It’s not that we are naturally greedy at birth, it’s just that with all the bills and necessary expenses that are normal in everyday life, there is hardly enough money to go around.
  • Your money has been snatched from you without your knowledge! Read ahead to know more!  By : Nicole Anderson
    The money is the nation’s unclaimed money.
    Unclaimed money comes into existence from many places. This money lies dormant and becomes unclaimed money. How to search for your money? You will have to search unclaimed money database. If you search state wise, you will have to search more than fifty databases. Some tips to find your unclaimed money
    Many unclaimed money accounts are reported under a variation of the legal name. Go ahead and recover the money.
  • Your life relies on pure political gain of Washington  By : Mike Samadi
    I am not an oil or political expert. I am a financial-credit expert who has been advocating for consumers for years. However, this is common sense. Since there are so many topics to talk about, let’s just grab one subject, “the price of gas/fuel.”
  • Your First Home: What You Need to Know Before You Buy  By : Jake Marsh
    The experience of purchasing your first home can be overwhelming. But it doesn't need to be. There are certain valuable insights that'll help you along the way, and ensure that you are in charge of your experience. Of course a great realtor can help you immensely, but as with anything in life you should know as much as possible, so you can make informed decisions that reflect your needs and desires.
  • Your Family Budget and How to Stick To It  By : Gail Metcalf
    A budget shows you how much money you have coming into the household and how much of that goes out every month for necessities and entertainment. Most people think of the necessities, but don’t consider the money they are spending on fast food, Starbucks and on impulse purchases
  • Your Credit Report: The First Step for Your Financial Foundation  By : R. Edward Jones
    A regular credit report is a must for successful financial planning. Insuring that the information on your credit report is correct can save you big problems down the road.
  • Young Families Need Strong Foundations  By : Norman Anderson
    You’re young, just married and dreaming big. First child. First home. Young families have much to plan for. Planning for financial security should be high on your to-do lists.
  • You're Saving Money - Now What?  By : Jennifer Thompson
    You've figured out some ways to save some money. You're putting your change in a jar at the end of each day. You called your auto insurance company and got a lower rate. You switched from buying a latte every day to making coffee at home four days a week. Good job - you're saving money! But the big question is this: what are you doing with that money?
  • You're Being Forced To Make Higher Payments  By : J Schipper -
    Consumers already burdened by higher energy costs are being saddled with another drain on their finances : higher minimum credit card payments.

    The higher minimum credit card payments are the result of January 2003 guidelines issued by the Federal Reserve, the Federal Deposit Insurance Corp., the Office of the Comptroller of the Currency and the Office of Thrift Supervision. The Office of the Comptroller of the Currency, or OCC, regulates national banks and is concerned t...
  • You Have Lost Money and Don’t Even Know It… and I Know Where It Is!  By : Nicole Anderson
    The money now totals $35 BILLION!
    This money is part of the nations unclaimed money!
    Unclaimed money comes from money places:
    Old checking accounts
    You can search for your money in an unclaimed money database. Tips to Finding Your Unclaimed Money
    Search more than your legal name
    Many people only search their legal name but many unclaimed money accounts are reported under a variation of your legal name. It is not difficult to claim your unclaimed money.
  • You Gotta Have a Plan  By : Chris Cooper
    If you want to succeed, you need a plan.
  • You Deserve More Money!  By : Bob Benson
    You deserve more money. Everyone does. We work too hard to only get paid what we currently get paid. It’s not a scam. It’s simply using the assets you have to leverage a greater investment!
  • You Can Stick To Your Budget  By : Jonathon Hardcastle -
    Recent studies have shown that Americans are spending less money on necessities than ever before. Yet, more Americans are also in debt. The unspoken fact that makes both those statements true is that Americans are spending more and more money on luxury items. Experts recommend creating a budget and sticking to it to avoid debt, but most people find that difficult to do without feeling deprived. However, there are a few things that you do quite painlessly to stay within set sp...
  • You Can Laugh at Money Worries – If You Gain These 7 Simple Skills  By : Bruce Hokin
    Worrying about your finances can be very draining on you and your family. However, there are a few basic skills, if mastered, can transform your finances and your life.
  • You CAN Get Your Financial Life Back In Order!  By : Jo Mark
    Are you stressed because of your financial situation? Slash Expenses and get your financial life back in order.
  • You Can Find the Millionaires Secrets to Building Wealth  By : Roy Leadwell
    Finding the millionaires secrets to becoming wealthy can be obtained by learning the knowledge the rich people have. There are many wealthy people that have gotten that way by being patient and working hard to become millionaires. There are some that have been lucky and the riches have fallen into there laps. There are those lottery winners that have become instant millionaires and of course there is the guy who inherited his daddy's empire but the truth is that most rich millionaires got that w
  • You Can Find the Best Ways to Become a Millionaire  By : Roy Leadwell
    You may have read in the paper about the new millionaire that picked the lucky six numbers in the lottery. Maybe you saw on TV about the guy who got rich and became a millionaire because he just inherited his families fortune. To get rich and become a millionaire it takes a lot of patience, knowledge and discipline. It is not hard to make it big but you will need to have a game plan and set some realistic goals so that you can realize your dreams.
  • You Can Find a Government Grant - Pay Off My Bills With Free Grant Money  By : Bryan Burbank
    If you are in search of a Government Grant so that you can pay of your credit card bills then you need to know the facts before you start your search. Many people are struggling now to make ends meet and this makes it hard to stay out of debt. In many cases we use our credit card to purchase things we need such as gas and food but if we can not afford to pay it off every month then we are faced with a mounting pile of credit card bills that we can not afford to pay.
  • You Can Either Be Right or You Can Be Rich  By : Livin Free
    I spent a big part of my life proving I was "right". I also spent a big part of my life broke and unhappy. The truth of the matter is that you can either be rich or you can be right, but you can't be both.
  • You Can Create Wealth  By : Tan Teck Beng
    Therefore, the first step to wealth creation is having the right beliefs, or changing your beliefs if your existing beliefs are not serving you. Although most people easily understand this, it is perhaps the toughest step in practice. A belief system takes years, if not decades to build up. It takes great determination to change what has been ingrained in our minds, and more often than not, many will not persist, especially if they do not see immediate results.
  • Yesterday vs. Today  By : Sharon Fredrickson
    I had an interesting conversation with my mom the other day about the economy. One of the situations that she attributed our current situation was the “creative financing” that was put into place so that people could buy and/or refinance their homes. My mom told me, “100% financing didn’t exist when your dad and I bought our house. We had to put down 20%.” I reminded her that 20% for their first home was $7200.00. “Yes, but dad didn’t make much money back then either.”

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