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  • Billionaire Personality  By : James Delrojo
    Self made billionaires come from all walks of life. Some become billionaires very young, others late in life. Some are highly educated, others are dropouts from the formal education system. But there are five essential personality traits that they all have in abundance.
  • When Not to Name Your Spouse the Beneficiary of Your IRA  By : Robert D. Cavanaugh, CLU
    Have you blindly named your spouse as the beneficiary of your IRA? Is this your best choice? Depending on your situation and objectives, other beneficiary elections may be better. Here are three options you may not have considered.
  • Build the Nest Early and Retire At 50  By : Wain Roy
    This article focuses on some of the best ways to start saving early and ensure a carefree life, post-retirement.
  • Offshore Annuity, Offshore Trust, Deferred Variable Annuity  By : Rocco Beatrice
    An Offshore Annuity is an annuity that will gain interest at a rate determined by the investment portfolios, and either the owner or annuitant will be taxed at beginning of withdrawal period. Used in wealth preservation. Offshore Trust is usually owner of Offshore Annuity. Difference of Deferred Variable Annuity. Benefits of Offshore Annuity: flexibility, asset protection, tax advantages. On fraudulent transfer laws of Offshore Annuity and Offshore Trust. How to purchase an Offshore Annuity?
  • Reviewers Love Money Making Programs  By : Mike Abraham
    Why have so many review sites popped up lately about money making programs. I personally, am someone who loves it
  • Wealth Creating Principles  By : James Delrojo
    There are certain principles that if followed will lead to riches. These principles are the principles followed by those who build wealth through business and/or investing. If you diligently follow these principles then the laws of nature suggest that you too will become wealthy.
  • Road to Wealth - Are You Taking the Hard Road or the Smart Road?  By : James Delrojo
    There are two roads to wealth. One is a hard road and the other is the smart road. Which one are you on? If you take the time to discover what the smart road is then you can get to where you want to go financially and you can make your journey a whole lot easier.
  • Becoming Rich  By : James Delrojo
    Most sane people would prefer to be rich rather than be poor or average. So why aren't they rich? You can discover why by looking at those who go from average to rich and seeing what you can learn from them.
  • Perfect Wealth Formula Review  By : sveinn
    If making money, without much effort, is what you desire, look no further. Here comes the Perfect Wealth Formula, a wonderful marketing software that not only teaches you the tricks of trading online but also ensures immediate cash flow.
  • Living Will: Pros, Cons to a Living Will, Free Living Will Forms  By : Rocco Beatrice
    A Living Will is an Advanced Directive that outlines your treatment wishes should you become terminally ill or fall into a persistent vegetative state such as in the Terri Schiavo case. Pros to a Living Will clarify to family and healthcare professionals about your wishes if you cannot speak. Cons to a Living Will is the vague terms is uses to cover a wide variety of situations such as "heroic measures" can be interpreted in different ways. Free Living Will forms can be obtained by healthcare provider that are state specific but check with your attorney. Living Wills are revocable.
  • Private Annuity Trust, Ensured Installment Sale (Structured Sale)  By : Rocco Beatrice
    Private Annuity Trust is using assets not money to fund annuity. Ensured Installment Sale (Structured Sale), developed by Allstate Insurance Company, replaces Private Annuity Trust after Oct 18, 2006 and sells assets to insurance company. Transfer of ownership of home or land to a Trust. How the IRS estimates annuity payments? No estate tax, income tax, gift tax on Private Annuity Trust transfer.
  • Charitable Gift Annuity: Immediate, Deferred, College, Flexible Annuity  By : Rocco Beatrice
    What is a Charitable Gift Annuity? Different types of Charitable Gift Annuities or annuity options: Immediate Annuity begin receiving payments immediately following final contribution date, Deferred Annuity allows donor to predetermine future date of payments, College Annuity for child's college fund, Flexible Annuity allows annuitant to decide start date of payments. American Council on Gift Annuities (ACGA) sets uniform gift annuity rates for use by charitable organizations. Example of Chartible Gift Annuity.
  • Using the Law of Attraction for Prosperity  By : Tracey Burchard
    You've seen The Secret, listened to Wayne Dyer and Jack Canfield and others, but still not sure how to use the Law of Attraction for Prosperity. Try out the technique in this article to jump-start your prosperity now.
  • 101 Reasons Why Managing Your Own Money Is The Only Way To Build Wealth  By : J.S. Kim -
    101 Reasons Why You Should Manage Your Own Money

    Building Wealth – Millions of people all over the world seek the key to building wealth, yet it remains an ever elusive achievement to even those that have more resources than the average Joe and Jane. In fact, it doesn’t matter if your black, white, Latino, Asian, Christian, Buddhist, Muslim, Brazilian, Japanese, Kuwaiti, British, German, Spanish, Italian, Cuban, Chilean, American, or Canadian, the key to building wealth i...
  • The Little Secret That Can Double Your Income  By : James Delrojo
    How would you like to double your income in the next 12 months? What if I told you that you can do this whether you are an employee or in your own business? What if I also told you that you don't have to work any more hours than you currently work? Does that sound attractive to you? Then read on.
  • Will Contest: What is it? How can you Protect a Will?  By : Rocco Beatrice
    What is a Will Contest? Anna Nicole Smith, James Brown example in Will Contest. Valid objections to pursuing a Will Contest: testator never signed Will; Will did not meet statutory requirements; testator was under the influence when drafting Willl; testator lacked mental capacity. How to protect your Will? Attorney uses language to minimize ambiguity. Attorney used Non-contest Provision or Forfeiture Clause to Will which means beneficiary who chooses to contest Will loses any right to inheritance.
  • Annuity: Fixed, Variable, Equity-Based Annuity: Deferred, Immediate Annuity  By : Rocco Beatrice
    What is an annuity? Fixed annuity guarantees a fixed interest rate and equal payments. Variable annuity has no guarantee of payments and interest fluctuates but has different investment options. Equity-based annuity is based on equity index such as S
  • Financial Directive Powers: Real Property, Business, Medicaid, Taxes, Personal Property  By : Rocco Beatrice
    How does the financial directive differs in powers from a power of attorney? Collection powers to forgive, request and sue for money. Real property and personal property powers to bargain; banking powers; file and prepare tax returns; family maintenance for customary standard of living; conduct business interests for principal; social security benefits like Medicaid or Medicare.
  • Financial Directive: Advanced Estate Tax Planning, Power of Attorney Issues  By : Rocco Beatrice
    What is a financial directive? Financial directive is like power of attorney and is a legal financial instrument that empowers your Agent over all your financial matters and should be a part of advanced estate tax planning. The financial directive is enacted when you become disabled or incapacitated. Discusses limitations of agent as fiduciary with no general or limited power of appointment in the financial directive.
  • SEP IRAs: A Path to More Retirement Income?  By : Robert D. Cavanaugh, CLU
    Do you have your own business? Do you have a 401(k) at work and have self-employment income on the side? If so, the SEP IRA may be one alternative to building a bigger retirement nest egg.
  • Family Limited Partnership-Abusive Tax-Free Wealth Transfer  By : Rocco Beatrice
    General Partners in family limited partnerships cause red flags for abusive tax-free wealth transfers. Describe how family limited partnerships work. Gifting to the younger generation as a tax deferral strategy can use two discount estate tax valuations of underlying assets up to 70%. Disadvantages of family limited partnerships do not receive stepped-up basis as bequeathed property. There are capital gains tax liability issues. General partners have no asset protection. Briefly discuss family succession estate planning for asset protection, wealth preservation, avoiding probate, defer capital gains, eliminate estate taxes, reduce income taxes; dispute resolution and control of family business matters.
  • Limited Liability Company - LLC - What is it?  By : Rocco Beatrice
    Limited liability company (LLC) is the strongest asset protection business devise. The limited liability company has significant financial and tax benefits. LLC with multiple members avoids double taxation by reporting income tax and tax deductions on member's income tax return using IRS Form 1065 and Schedule SE (i.e. Self-Employment Tax). Creditor has to pay taxes because of charging order providing asset protection from creditors and contingent-fee lawyers.
  • Domestic and Foreign Trust Differences  By : Rocco Beatrice
    A brief look at the history of the Trust and Trustee. The differences of a domestic onshore trust and the foreign trust. Tax consequences vested with tax jurisdiction under which trust is created. Factors of trusts including role of Grantor, Trust, Trustee, Beneficiaries, provision of successor Trustee, compensation of Trustee services, exclude Beneficiaries, incompetent Beneficiaries and power to merge other Trusts.
  • Wealth Building at 55 plus - Getting a Good Money Education  By : James Delrojo
    This is the last in a series of articles on creating wealth, specifically aimed at helping those who have left their wealth building activities to later in life than they probably should have. It will help you understand what you need to do to turn your finances around.
  • Make Money Fast – A Simple Method Anyone Can Use  By : Sacha Tarkovsky
    Here we are going to outline a simple method anyone can to make money fast and build significant wealth.

    All you need to do is learn a simple plan and apply it and you could be making serious wealth.

    Let's look at it in more detail
  • The True Determinants Of Building Wealth  By : J.S. Kim -
    Elite Formal Education is Overrated

    There is a huge myth that going to a great school and getting a great job will help you build wealth. In reality, it’s more likely to bury you in so much debt that you’ll be close to retirement by the time you’re debt free. When I graduated from college (we won’t say exactly how long ago that was!), I had friends that had already accumulated about U.S. $80,000 in debt. And for some of those friends that went to med school or law school a...
  • How the Advanced HealthCare Directive Makes Life-Saving Decisions  By : Rocco Beatrice
    What is an Advanced Medical Directive in controlling your medical care? The Advanced Medical Directive is a legal written instrument to consent or refuse any medical treatment, make decisions not to resuscitate, select healthcare providers, apply for Medicaid, appoint an Agent to be guardian, provide for disposition of body and funeral arrangements.
  • Advanced Medical Directive for Terminal Patients - Terri Schiavo Case  By : Rocco Beatrice
    How the Advanced Medical Directive can save a terminal patient life and make legal decisions. Briefly examines Terri Schiavo case. Why a living will, healthcare powers of attorney, healthcare proxies are not enough to save your life. When the Advanced Medical Directive is effective in medical care and Medicaid.
  • 8 Reasons for Choosing Foreign or Offshore Trusts  By : Rocco Beatrice
    Discusses eight reasons for taking advantage of foreign or offshore trusts to lower explicit taxation, increase after-tax profit, safeguarding assets whilst taking advantage of specific Offshore Financial Centers. Why domestic asset protection is not enough. Alaska and Delaware compete with offshore trusts.
  • Advantages of a Limited Liability Company  By : Rocco Beatrice
    Discuss advantages of a limited liability company or LLC with financial and tax advantages. Asset protection, real estate investments to form REIT, estate tax planning, assist with eliminating probate, charitable gift giving, 1040 tax flow through benefits, multistate operations and professional practice operations are some benefits and advantages of forming a limited liability company.

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