Bob Benson's Articles

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  • Take Your 401(k) With You!
    If you have left your employer to pursue another job then there is something you should consider taking with you something that many employees leave behind: their retirement plan.
  • Credit Repair Post Bankruptcy
    If you recently fired for bankruptcy and wonder if your credit can ever be restored, take heart: it can.
  • Not All Ringtone Plans Are Worth It
    As the cell phone market continues to evolve you can expert that companies that like to provide accessories for cell phone users will continue to change in order to keep up with the times.
  • No Limit to the Available Ringtones
    The huge proliferation of cell phones over the past decade has created an all new and very lucrative industry centered on this important medium of communication.
  • Get 15 or More Free Ringtones!
    One of the great things about ringtones is you can get some quality tunes for free. More and more cell phones are coming with some decent songs, but even better are the packages being touted by companies pushing free ringtones
  • Free Ringtones For Your Cingular Cell Phone
    Cingular is one of the largest cell phone providers in North America, competing successfully with the likes of Nextel and T-Mobile for market share.
  • Classical Ringtones Fuel Industry Growth
    Does it surprise you that the majority of ringtones downloaded are by young users, particularly those in the 18 to 25 age group?
  • A Fatwa Against Ringtones
    Not everyone likes ringtones and some have found ringtones to be downright annoying. Recently, a Muslim cleric issued a fatwa (edict) against ringtones especially after a cell phone rang during a service.
  • Advantages of Donating to Charity
    Donating to charitable causes is not only morally correct; it is also a good financial investment, because one can claim tax deduction on their charitable donations.
  • Accepting Credit Card Offers 101
    Certainly credit cards are of not much use to you in case you are having a good bank balance right now
  • A Beginner’s Guide to FOREX
    FOREX is a word play on the term Foreign Exchange Market. It is a market for buying and selling of currencies from all over the world. Certainly, such transactions are bound to be voluminous.
  • Should You List Your Pending Foreclosure Home Online?
    When facing foreclosure, you may be considering different ways to avoid action being taken against you. One way is to immediately list your home with a renowned realtor in the hopes that she will bring the right buyer for you
  • You Can Save Money On Health Insurance
    American consumers understand that one of the biggest costs of maintaining our high standard of living is ensuring that everyone has access to adequate healthcare. Unlike most of Europe and Canada, there is no national health insurance plan in place
  • You Can Have Fun With Plastic!
    A few generations ago, no one would have thought much about a society that did the bulk of its transactions with a little plastic card. Today, few would think about using cash for most purchases as credit cards and now debit cards have taken the world by storm.
  • Yes, You Can Refinance Your Car Loan
    Everyone has heard about home refinancing where people replace their original mortgage with a new one. What a lot of consumers haven't heard about is car refinancing and how they can get rid of their original car loan for a better loan elsewhere.
  • Working With An FHA Lender
    Applying for a home loan for first time mortgage borrowers can be a daunting and confusing task. An alphabet soup family of words is used: FHA, HUD, VA, and more can describe a loan, an agency, or some other plan. How do you know which one is right for you? Well, for starters the Federal Housing Authority of FHA doesn't issue loans, but they do back them.
  • Understanding Internet Based Commercial Banks
    Ads on television, radio, plastered on billboard, in newspapers, magazines, and all around the internet are touting various internet based commercial banks. Likely, you have been intrigued by these ads where interest rates on even plain old savings deposits are above four percent and most CDs over five percent.
  • Time For A Student Loan Consolidation Loan?
    If you have taken out several student loans then the time to consolidate could be now. There are several great debt consolidation loan programs available to help you pull all of your loans together into one easy to make monthly payment. Stay tuned for some helpful information!
  • The Convenience of Online Bill Paying
    If you are like most people, you know that paying bills is an important part of maintaining good credit. If you are late or if you miss payment on a particular bill, you could soon find yourself hit with dunning letters or worse: your credit score could take a hit.
  • Take Care That A Store Card Does Not Come Back to Haunt You
    You’ve seen the promotions as you walked into your favorite department store: sign up for a store card right now and you can get ten percent off of all of your shopping for the day even on sale items.
  • Second Mortgage or Equity Loan: They Are Both the Same
    In the financial arena, many terms are used to explain what amounts to be the same thing. Mortgages are home loans and equity is the cash value in your home. One term that is used that sometimes causes confusion is second mortgages.
  • Save Big Bucks On Motorcycle Insurance
    If you own a Harley, Yamaha, Honda or other fine bike you are probably very proud of your wheels. Bike prices are skyrocketing in the face of more motorists deciding to take to the streets in search of the ultimate riding experience. How well insured are you? Are you satisfied with your current motorcycle insurance?
  • Save Money On Your Home Security System
    One of the largest and fastest growing consumer markets are home security systems. From city dwellers to farmers, home security systems provide residents with the security and peace of mind that they seek when away from home or at night when they are most vulnerable to break-ins and attacks.
  • Preventing Identity Theft From Ruining Your Life
    Identity theft is a worldwide problem that continues to widen its scope every passing month. Billions of dollars are lost every year to criminals who obtain and reuse confidential consumer information to their advantage and to your peril. You can prevent identity theft by following several simple tips as suggested by law enforcement and consumer rights experts. Read on and I'll inform you of the ways that you can lessen your risk of becoming a victim of identity theft.
  • Post Bankruptcy Car Loans and How To Get One
    You filed for personal bankruptcy and your options for obtaining any loan from a creditor are severely limited. Trouble is, the car that you are driving simply cannot be depended on to safely transport you to where you need to go.
  • Personal Bankruptcy and Home Buying
    If you were granted a personal bankruptcy decision over the past several years you know that obtaining new credit is difficult, almost impossible. Fortunately, if you are looking to purchase a home, there are ways for you to still find home financing even with a personal bankruptcy ruling on your credit report. It won’t necessarily be an easy thing to do, but you could be in your new home if you explore some of the options open to you.
  • Money Saving Tips For Your Next Vacation
    If you are in the middle of planning your next vacation, likely you are giving some thought to ways you can curtail your costs. Vacations should be an enjoyable and relaxing time but not at the cost of straining your budget.
  • Less Than Perfect Credit Personal Loans
    If your credit is less than perfect and perhaps even below the average credit score rate, you may find it difficult to obtain a loan to purchase that car you want, pay for your child’s education, fund your daughter’s braces, or finance a whole host of other projects you have in mind.
  • How to Get The Best Car Loan Deal Possible
    You can get a terrific rate on a new car loan and save yourself thousands of dollars in interest payments. Does this sound too good to be true? Well, it isn’t! Consumers are saving big on car loans and you can be one of the lucky ones too if you go into the deal fully equipped. Keep reading to learn how you can strike the deal of the century!
  • Home Refinancing Post Personal Bankruptcy
    You filed for bankruptcy and after what seemed to be a lengthy time your application was granted by the courts. Fortunately, you were able to keep your house and most of your other debts including credit cards and one personal loan were discharged.

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