Bob Benson's Articles

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  • Stocks to Buy for Bear Markets
    When stocks are bullish – that is, when prices of the stock market in a steady rise – it is pretty easy for anyone to make money on Wall Street
  • Selling it Yourself versus Paying a Realtor
    Almost every homeowner considers the possibility that they could go it alone and sell their own home, in order to save on real estate commissions. Selling a home without professional help is often a quick path to significant savings, because paying commissions to real estate agents is expensive
  • Leveraging Property to Buy Property
    Many lucky homeowners are using equity they gained during the recent bull market in real estate to purchase second homes.
  • Refinance: Should you?
    For the moment, interest rates remain an excellent bargain. They hover near historically low levels, but as they begin what many experts predict will be a steady, continuous rise, many consumers are rushing to refinance and lock in those great rates.
  • Using Home Equity to Buy a Car
    Home equity loans are a great way to borrow, and although many homeowners use them for home improvement projects, they can also be used for other purchases, like car buying.
  • Credit Cards versus Home Equity Loans
    If you own your home and pay a mortgage, you probably already know that there are certain income tax advantages for deductions such as interest payments made each month
  • Pretty Profits from Ugly Homes
    Because of general stereotypes related to what constitutes real estate value – perpetuated by advertising and media hype – most of us are led to think that the wealthy real estate moguls got that way through high-priced mansions and posh resort property.
  • Timing the Market
    Real estate buyers and sellers are always looking for ways to time the market, and the ones with professional experience succeed because they do it by the numbers, not their emotions.
  • 80/20 Loans Explained
    Nearly half of all first-time homebuyers financed the entire cost of their home, rather than paying a hefty down payment.
  • Avoiding Closing Costs When Buying a Home
    Most homebuyers – especially those doing it for the first time – are faced with a tough challenge when it comes to closing costs
  • Mortgage Options for Self-Employed Buyers
    Self-employed homebuyers generally have more difficulty getting a mortgage, because of the way their income is reported and because they are often perceived as not having the job security of others – if they get sick, for example, their whole operation may be down for the duration
  • Avoiding Bank Fees
    Occasionally many of us will experience the dread of a bounced check, this will result in an abundance of fee’s that include an overdraft charge and a fee for the bounced check with the bank alone.
  • Use Credit Cards Wisely
    Credit cards, if used wisely, can be extremely handy and useful. By carrying a credit card you will eliminate the worry that comes with carry cash in regards to theft
  • Eliminate Credit Card Debt
    At this time many people have come to represent a social status, in essence many people believe that by dragging out their credit card upon making a purchase, they somehow are signifying their status within society.
  • What is Skimming
    In speaking of drawbacks of credit cards another form is the fraud of making copies of stored information upon the credit card, also known as “Skimming”.
  • The Fundamentals of a Credit Card
    Credit cards, if used wisely, can be extremely handy and useful. By carrying a credit card you will eliminate the worry that comes with carry cash in regards to theft.
  • Tips for Using a Loan Calculator
    When it comes to getting a loan for your mortgage and using a mortgage calculator, you should definitely know the differences in a home equity loan and a home loan
  • Debt vs Credit Cards
    When you are considering getting a credit card you should be fully aware of all the consequences that could come with the responsibility of having and using one
  • How To Work At Home
    One very large business boom is the work at home business; many people are leaving their careers in the business world to work within the comforts of home
  • How To Save Money While On Vacation
    A holiday does not have to cost you an arm and a leg if you know how to look for and take full advantage of the many exciting money saving offers that are available to you throughout the internet.
  • Planning For Your Retirement Tips
    When you are planning for your retirement, a 401K plan is a good place to start. This a very special account that you fund with pre-tax earnings and is deducted from your paycheck each pay period
  • An Overview of Payday Loans
    When you are in a bind and have a financial emergency a payday loan can be a real help in these situations.
  • Getting Started On Ebay
    EBay has become one of the internet largest selling portal today, it has offered a variety of business an excellent market of getting their products to their customers in a fashion that is unmatched throughout the entire internet
  • Common Forms Of Online Payments
    Paypal has quickly and easily become one of the most common used forms of online payments on the internet today.
  • Becoming A Freelancer
    One very popular and common way of earning income is becoming a freelancer. Literally thousands of people every day choose to become their own boss by working as a freelancer.
  • Checking Accounts For Couples
    It was not very long ago that when a couple were married their finances became merged and everything was as one
  • Credit Cards For Small Business
    For those that own a small business, having a credit card specific to small businesses can be a huge help to the company in a great many ways
  • Tips For Credit Card Approval
    With the vast expanse of the internet, it has become easier than ever to gain approval for a credit card instantly
  • Credit Card Budgeting
    When you receive a credit card, you will want to carefully follow an outlined budget for your entire household.
  • Tips On Buying A Home
    This guide will help you know exactly what questions you should be asking when you are looking for a home inspector that will inspect your potential new home

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