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Bob Benson's Articles

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80/20 Loans Explained Nearly half of all first-time homebuyers financed the entire cost of their home, rather than paying a hefty down payment. A Beginner’s Guide to FOREX FOREX is a word play on the term Foreign Exchange Market. It is a market for buying and selling of currencies from all over the world. Certainly, such transactions are bound to be voluminous. A Fatwa Against Ringtones Not everyone likes ringtones and some have found ringtones to be downright annoying. Recently, a Muslim cleric issued a fatwa (edict) against ringtones especially after a cell phone rang during a service. A Great new Investment Product Your Sanity! Investing is a great way to make money. It’s nice to invest in something and see it grow and prosper until it’s worth much more than when you first bought it A Low Credit Score Can Really Cost You! If you have a low credit score, well below the national average of 723 then that low score will cost you plenty over time. Loans will be difficult to obtain, but if approval is given you will pay a higher interest rate than someone with good credit. Think that a low credit score can’t hurt you? Well, it not only can it can make your life downright miserable. A Needle in a Haystack Wisdom is needed when making choices in life… especially when making financial choices! A smart way to manage credit cards Credit cards are a great way to help you to control your finances. It’s true that occasionally we may make poor decisions with our money, while other times the events in our life can take us beyond what we want and we are sadly left holding the bill A Visa Gift Card Is A Thoughtful Gift If you are considering giving a gift to a friend, neighbor, family member, or co-worker, then consider giving a gift card instead of a present. Gift cards allow recipients to choose the gift that befits them and in many cases the card can be used at many different locations, especially if it is a Visa gift card. Yes, the same company that offers credit card and debit card services and is accepted almost everywhere now offers a gift card that can be used all over. Accepting Credit Card Offers 101 Certainly credit cards are of not much use to you in case you are having a good bank balance right now Advantages of Donating to Charity Donating to charitable causes is not only morally correct; it is also a good financial investment, because one can claim tax deduction on their charitable donations. All About Short Term Emergency Loans You have heard about them and have seen ads on the internet, perhaps even listened to radio ads or television spots about this financial product. What am I talking about? Payday loans, also known as cash advance loans or short term emergency loans. What exactly is this type of loan and should you ever take one out? Keep reading and we’ll explore the upsides and downsides of this type of personal loan. An Overview Of Forex Trading Forex, is an exchange that allows investors to trade national currencies through the foreign exchange An Overview of Payday Loans When you are in a bind and have a financial emergency a payday loan can be a real help in these situations. An Overview Of Purchase Protection Insurance Many people are not aware of the insurance that many credit card companies provide their credit card holders; it is called purchase protection insurance An Overview Of The Direct Deposit System Direct deposit is an excellent feature offered by many banks all around your area. Banking is supposed to be convenient and easy, it has been made that much easier and more convenient with the offering of direct deposits An Overview Of The Stock Market When you are interested in investing in the stock market one of the first things you will need is a reliable and affordable stockbroker An Overview of Unsecured Loans No matter how hard we try, it seems that our bills begin to pile up and in no time, we find ourselves with a very poor rating in our credit. Are All Credit Reports Truly Free? The Federal Trade Commission through an act of Congress has authorized that the three major credit reporting bureaus offer one free copy of your credit report to you on an annual basis. This decision has proven to be a boon for consumers who can now find out what creditors are saying about them and quickly respond to errors and omissions. Not all offers for obtaining free credit reports are truly free. Read on and we'll explore how you can know if an offer is right for you. Are UK Secured Loans a part of your financial portfolio? Over time, you’ll assemble a portfolio that provides you with income opportunities (such as investments), insurance for peace-of-mind, estate and tax planning contingencies, and retirement income strategies Are You Ready for High Tech Golf It was only a matter of time before golf and technology merged, and that time is now. From computer gadgets to software, you’ll find that there are some very interesting technological advances aimed at golfers. Avoid credit card traps If you’re like most Americans, offers for credit cards arrive in your mail on a daily basis. Why are credit card companies so eager for your business? There are many reasons. Credit cards, for one thing, are not free cash. Funny enough, many customers think of them this way, and that—aha!—is how credit card companies make their money. Avoiding Bank Fees Occasionally many of us will experience the dread of a bounced check, this will result in an abundance of fee’s that include an overdraft charge and a fee for the bounced check with the bank alone. Avoiding Closing Costs When Buying a Home Most homebuyers – especially those doing it for the first time – are faced with a tough challenge when it comes to closing costs B6 Important Among the B Vitamins When most people hear the word “anemia,” they immediately think of iron. But a shortage of Vitamin B6 can also cause a type of anemia because this vitamin is vital to the healthy generation of hemoglobin in the blood of a normal, healthy person. Bad Credit Mortgage Refinance Tips One hundred percent mortgage refinancing enables you to use your equity in borrowing and at the same time could very well make your interest rates lower. Balding Cures Scams or Not If you’re one of the millions of men and women who are balding, you’re probably paying an incredible amount of attention to the many companies touting products that will end your problems. Balding Cures – Scams or Not? If you’re one of the millions of men and women who are balding, you’re probably paying an incredible amount of attention to the many companies touting products that will end your problems Bankruptcy Alternatives Explained There are many steps you can take in efforts to improve your credit, eliminate your debt, and avoid bankruptcy Bankruptcy Explained Whether or not we want it to or mean it to, often times our debt can become out of hand, to the point that we can no longer control it Becoming A Freelancer One very popular and common way of earning income is becoming a freelancer. Literally thousands of people every day choose to become their own boss by working as a freelancer.
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