Bob Benson's Articles in Finance - Article Dashboard Directory | Submit Articles | Search Find Free Content | Author Submission

Bob Benson's Articles in Finance

Show All\|Display Category\|Title\|Newest\|Oldest
Take Your 401(k) With You! If you have left your employer to pursue another job then there is something you should consider taking with you something that many employees leave behind: their retirement plan. You Can Have Fun With Plastic! A few generations ago, no one would have thought much about a society that did the bulk of its transactions with a little plastic card. Today, few would think about using cash for most purchases as credit cards and now debit cards have taken the world by storm. Working With An FHA Lender Applying for a home loan for first time mortgage borrowers can be a daunting and confusing task. An alphabet soup family of words is used: FHA, HUD, VA, and more can describe a loan, an agency, or some other plan. How do you know which one is right for you? Well, for starters the Federal Housing Authority of FHA doesn't issue loans, but they do back them. Understanding Internet Based Commercial Banks Ads on television, radio, plastered on billboard, in newspapers, magazines, and all around the internet are touting various internet based commercial banks. Likely, you have been intrigued by these ads where interest rates on even plain old savings deposits are above four percent and most CDs over five percent. The Convenience of Online Bill Paying If you are like most people, you know that paying bills is an important part of maintaining good credit. If you are late or if you miss payment on a particular bill, you could soon find yourself hit with dunning letters or worse: your credit score could take a hit. Take Care That A Store Card Does Not Come Back to Haunt You You’ve seen the promotions as you walked into your favorite department store: sign up for a store card right now and you can get ten percent off of all of your shopping for the day even on sale items. Preventing Identity Theft From Ruining Your Life Identity theft is a worldwide problem that continues to widen its scope every passing month. Billions of dollars are lost every year to criminals who obtain and reuse confidential consumer information to their advantage and to your peril. You can prevent identity theft by following several simple tips as suggested by law enforcement and consumer rights experts. Read on and I'll inform you of the ways that you can lessen your risk of becoming a victim of identity theft. Personal Bankruptcy and Home Buying If you were granted a personal bankruptcy decision over the past several years you know that obtaining new credit is difficult, almost impossible. Fortunately, if you are looking to purchase a home, there are ways for you to still find home financing even with a personal bankruptcy ruling on your credit report. It won’t necessarily be an easy thing to do, but you could be in your new home if you explore some of the options open to you. Money Saving Tips For Your Next Vacation If you are in the middle of planning your next vacation, likely you are giving some thought to ways you can curtail your costs. Vacations should be an enjoyable and relaxing time but not at the cost of straining your budget. Home Refinancing Post Personal Bankruptcy You filed for bankruptcy and after what seemed to be a lengthy time your application was granted by the courts. Fortunately, you were able to keep your house and most of your other debts including credit cards and one personal loan were discharged. Free Checking Accounts Are The Right Way To Bank Banking fees certainly have been climbing over the years. Today it is common to hear about banks charging $35 for one returned check, $20 for a money transfer, $125 for a consumer loan application, and $12 per month for checking. Fortunately, some financial institutions are wising and realizing that customers do not want to over run with fees. While many of the charges I mentioned won’t go away, checking account fees can if you follow a few simple rules. Can Debt Negotiation Work For You? If you owe monies to several lenders are finding it difficult to keep up with payments, then perhaps some form of debt negotiation could work for you. What is debt negotiation and how is it accomplished? Keep reading and we’ll take a look at what can be achieved via debt negotiation. Buy At Wholesale For the Best Deal Available Consumers looking for a great buy on a product are often drawn to sales at their local department store, retail chain, or factory outlet. Indeed, discounts of ten to fifty percent even more are possible it you hit these stores at the right time and the exact product is available when you shop. Five Budget Tips to Help You Save Saving money is much easier than earning it from scratch. But it is also much harder than it is to spend money, and as a result, most of us spend what we would rather save. In order to begin saving money, we need to have a plan, and the more automatic the plan works, the better. Construction Projects and Gas Prices: Plan your budget accordingly If you have a construction project planned, you may want to adjust your projections to include the impact that will be felt from rising gasoline prices. Becoming A Landlord: Things To Consider First Being a landlord is certainly a great way to make more money in the real estate business, because as a landowner who can also generate income through rental and lease agreements, you can often increase your earning power significantly. Using Zero Interest Introductory Offers to Your Advantage As consumers we are constantly bombarded with offers and incentives to attract our business, and most of the time the solicitations are nothing more than basic junk mail. Turning a Hobby into a Business Many of us dream of being our own independent bosses by going into business for ourselves. And most of us would jump at the chance to do what we enjoy, as a vocation. Piggy Banks for Grown-ups: How to help yourself save We encourage our kids to use piggy banks to save up for special purchases like bicycles and sneakers, but then we never consider taking our own good advice and employing the same means to save for ourselves as adults. Password Protection Tips for Online Shoppers Online shopping was once seen as quirky and impractical, but it has proven that not only is it a viable consumer option, it is also a mega pipeline for billion dollar businesses. Index Funds Explained We have all heard of the familiar indices such as the Dow Jones Industrials or the S&P 500, but we don’t necessarily know how they relate to us as investors. Paper Certificates or Street Ownership? Is one safer? When you buy stock in a publicly traded company, you become a shareholder and are entitled to own a stock certificate of ownership, if the company issues those. In the past, some of these certificates have become collectible works of art or memorabilia, as companies put extra effort into producing attractive looking documents. Investing in Socially Conscious Stocks You may want to be socially conscious and do the right thing, both in your own community and in the larger global community You Can Invest in Marijuana Legally on the Stock Market A few decades ago, research into the medical benefits of marijuana was common, and was funded by both private and public grants. Almost every major university had some program underway for studying the subject Full Service versus Discount Stock Brokers Investing in the stock market has become more popular than ever. And especially since brokerage services now offer Internet transactions that can be placed from home, work, or from the local cyber café; individuals have begun investing for themselves without the help of a full-service broker Stocks to Buy for Bear Markets When stocks are bullish – that is, when prices of the stock market in a steady rise – it is pretty easy for anyone to make money on Wall Street Leveraging Property to Buy Property Many lucky homeowners are using equity they gained during the recent bull market in real estate to purchase second homes. Refinance: Should you? For the moment, interest rates remain an excellent bargain. They hover near historically low levels, but as they begin what many experts predict will be a steady, continuous rise, many consumers are rushing to refinance and lock in those great rates. Using Home Equity to Buy a Car Home equity loans are a great way to borrow, and although many homeowners use them for home improvement projects, they can also be used for other purchases, like car buying. Pretty Profits from Ugly Homes Because of general stereotypes related to what constitutes real estate value – perpetuated by advertising and media hype – most of us are led to think that the wealthy real estate moguls got that way through high-priced mansions and posh resort property.
[1] [2] [3]

Sign Up for a free account or learn more.

Article Directory Software
Click here to download the exact software that powers Article Dashboard for FREE. Start your own article directory today!

Submit Articles
Member Login
Top Authors
Submission Guidelines
Ezine Notifications
Article RSS Feeds

New Stuff
About Us
Site Blog
Forum
Link to Us
Contact Us
Privacy Policy
Terms of Service
Favicon Generator

Automobiles
Business
Communications
Computers
Family
Fashion
Finance
Food
Health
Illness
Recreation
Travel
Bodybuilding

© 2007 Article Dashboard. All Rights Reserved.
Use of our service is protected by our Privacy Policy and Terms of Service

Powered by Article Dashboard