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Bob Benson's Articles in Finance

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You Can Invest in Marijuana Legally on the Stock Market A few decades ago, research into the medical benefits of marijuana was common, and was funded by both private and public grants. Almost every major university had some program underway for studying the subject You Can Have Fun With Plastic! A few generations ago, no one would have thought much about a society that did the bulk of its transactions with a little plastic card. Today, few would think about using cash for most purchases as credit cards and now debit cards have taken the world by storm. Working With An FHA Lender Applying for a home loan for first time mortgage borrowers can be a daunting and confusing task. An alphabet soup family of words is used: FHA, HUD, VA, and more can describe a loan, an agency, or some other plan. How do you know which one is right for you? Well, for starters the Federal Housing Authority of FHA doesn't issue loans, but they do back them. What is Skimming In speaking of drawbacks of credit cards another form is the fraud of making copies of stored information upon the credit card, also known as “Skimming”. What Are Structured Settlements ? When someone has won a structured settlement that has arisen from a lawsuit, they expect they will have to wait a year or more just to receive the money, this is not true. Vehicle Financing Explained Financing a vehicle is something that most people will have to do once, twice, or several times throughout the course of their lives Using Zero Interest Introductory Offers to Your Advantage As consumers we are constantly bombarded with offers and incentives to attract our business, and most of the time the solicitations are nothing more than basic junk mail. Using Home Equity to Buy a Car Home equity loans are a great way to borrow, and although many homeowners use them for home improvement projects, they can also be used for other purchases, like car buying. Understanding Internet Based Commercial Banks Ads on television, radio, plastered on billboard, in newspapers, magazines, and all around the internet are touting various internet based commercial banks. Likely, you have been intrigued by these ads where interest rates on even plain old savings deposits are above four percent and most CDs over five percent. UK Finance from Venture Capitalists Any new startup would require proper funding and without that it is difficult to be successful in their business venture UK Finance for Business Running a business and becoming successful in that venture requires a lot finance and financial assistance. In UK finance for business can be got from different sources. UK Finance and Auditing Regulatory bodies The role of the regulatory bodies in the UK Financial dealings is very important. We cannot neglect their role in UK Finance. Turning a Hobby into a Business Many of us dream of being our own independent bosses by going into business for ourselves. And most of us would jump at the chance to do what we enjoy, as a vocation. Tips For Avoiding Foreclosure No one wants to experience a foreclosure on their home and it likely that they work hard to avoid it. It is unlikely that anyone takes out a mortgage with the clear intent to not make the payments and have a lender foreclose on the home Timing the Market Real estate buyers and sellers are always looking for ways to time the market, and the ones with professional experience succeed because they do it by the numbers, not their emotions. Times are tight! Doesn’t it seem like wages are frozen in time? It can seem that way when we’re busily working at our job, which hasn’t seen a wage increase in years, while we watch prices at the grocery stores and petrol stations increase dramatically every single day There is an Enemy it’s Name is Inflation It would be great if we lived in a world that was affordable. But we don’t. The reality is that prices often rise faster than our income! The Value of Your Good Name A some point in your life you will probably need a loan of some kind. Maybe you don’t need one now, but you will eventually need one The rope is too short! There is a story of a man sold loops of rope in the marketplace. He would tie two ends of rope together and sell them The Psychology Of Trading Many of today’s highly successful traders will tell you that the general key to success in trading is to be able to comfortably take a loss. The Convenience of Online Bill Paying If you are like most people, you know that paying bills is an important part of maintaining good credit. If you are late or if you miss payment on a particular bill, you could soon find yourself hit with dunning letters or worse: your credit score could take a hit. Take Your 401(k) With You! If you have left your employer to pursue another job then there is something you should consider taking with you something that many employees leave behind: their retirement plan. Take Care That A Store Card Does Not Come Back to Haunt You You’ve seen the promotions as you walked into your favorite department store: sign up for a store card right now and you can get ten percent off of all of your shopping for the day even on sale items. Stocks to Buy for Bear Markets When stocks are bullish – that is, when prices of the stock market in a steady rise – it is pretty easy for anyone to make money on Wall Street Solving the scarcity of money Ask any economist and they’ll tell you: money is scarce. That’s why it’s so popular. When they say “scarce” they don’t mean that there’s too little money in the world, they just mean that the ratio of people who want it and people who have it is quite large. Solving Problems the Easy Way Life happens and crises occur. If we lived in a perfect world, we’d all live on beautiful beaches and never have to work! Searching For A Financial Adviser The market has so many investment choices that it can offer you, people tend to become overwhelmed just with the thought of them Refinance: Should you? For the moment, interest rates remain an excellent bargain. They hover near historically low levels, but as they begin what many experts predict will be a steady, continuous rise, many consumers are rushing to refinance and lock in those great rates. Preventing Identity Theft From Ruining Your Life Identity theft is a worldwide problem that continues to widen its scope every passing month. Billions of dollars are lost every year to criminals who obtain and reuse confidential consumer information to their advantage and to your peril. You can prevent identity theft by following several simple tips as suggested by law enforcement and consumer rights experts. Read on and I'll inform you of the ways that you can lessen your risk of becoming a victim of identity theft. Pretty Profits from Ugly Homes Because of general stereotypes related to what constitutes real estate value – perpetuated by advertising and media hype – most of us are led to think that the wealthy real estate moguls got that way through high-priced mansions and posh resort property.
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