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Clean Up to House Up: Your Credit History and You
Blemishes and events we'd rather not remember have one thing in common: they can be wiped off. Whether the blemish is on your shirt, furniture, or credit history, it can be cleaned up. Clearly, a tarnished credit history should not prevent you from owning a house. Late payments, repossessions, write-offs, and bankruptcy are sure to leave stains in your credit history the size of a crater. The good news is that they can be cleaned. The bad news is that it cannot be done overnight. In fact, cleaning up your credit history would most likely take you a year at the very least.
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