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Get A Jump On Retirement- Part 5- Increase Your Earning Potential One of the easiest ways to retire early is to make more money. Easier said than done, right? Wrong. Most people do not use their biggest resource to its fullest advantage when it comes to making more money. What is that resource? The simple answer is, themselves. The fact is, most people do not like their jobs or their “careers”. They go to work because they have to, not because they want to. As a result of not wanting to go to work they do not put in the effort to help th... Get A Jump On Retirement- Part 4- Making Insurance Work For You People see insurance as a negative thing, as an expense and this could hurt them financially in the long run. There are certain types of insurance that make people correct for feeling this way. Auto, home, and health insurance all give the term “insurance” a bad name. There are types of insurance that can be good for a person’s financial security as well as helping to reduce estate taxes in the event of a person’s death. Some insurance products can be used in more than one... Get A Jump On Retirement - Part 3 I am going to make a bold statement but it is a true statement nonetheless. If you ever plan to retire comfortably or at a reasonable age you cannot abuse credit cards. They are financial cancer. I used to be buried in credit card debt. Part of it was sensible because it helped me purchase books and other things to get me through college, which I financed on my own. However, some of it was just stupidity. Once I decided to make a change in my thought process it only took m... Get A Jump On Retirement- Part 2 Welcome to the second article of my series. This article is about paying yourself first. You could probably find hundreds of articles on the internet about this very topic. It is a common theory used by many financial advisors. It is an important theory that is worth discussing. The reasons for paying yourself first are easy to figure out, you get to build a savings account, you get in the habit of saving, you build your emergency fund, and more. In my opinion, the most im... Get A Jump On Retirement Everyone works their whole life to pay bills, go on vacation, provide for their kids, and much more. Most people dream of the day when they can retire. It is interesting to me how few people actually work as hard at planning their retirement as they do each and every day they show up for work. With a few smart decisions everyone can retire early if they want, provided they do not have any unforeseen medical issues, unemployment, or live through a natural disaster like Hu... 14 Billion Doesn't Buy What It Used To I am not sure how much national attention this story has gotten but there was a tragedy that took place in Boston’s Big Dig on July 10th. One of the ceiling panels that are hung in the tunnels of the biggest construction project in the world, the “Big Dig”, fell and crushed a car killing a woman inside. The panels are 20’ x 20” and reports have said they weigh anywhere from 3 to 12 tons. This is a huge story here in Massachusetts where I live, as it should be. Politicians ... Securing Your Collector Car You worked hard to put yourself in a position to afford that dream weekend cruiser you always wanted. Most likely it was a car you loved when you were growing up and set your mind on buying one at some point in your life. Now you have it. Is it protected properly? How many people have their dream car properly secured with an appropriate security system? Probably not many. I know I didn’t have a security system for any of the three cars I had. My first car was actually park... The Ironies Of Working From Home Approximately ten months ago I was sitting in a hospital room having been rushed to the hospital with chest pains. I knew I had to do something different for a living. While I was out of work on short-term disability I discovered I could make a living working from home so I began a website. My goals were to make enough money to continue my modest lifestyle and possibility afford things to help me relax, like vacations, an occasional massage, etc… Well, I have been living o... Hybrids Don't Make Sense Financially Hybrid vehicles are becoming more and more popular as the cost of gas continues to rise. The problem is, they really are not the best decision financially. Hybrids do provide a benefit to the environment in that they do not use as much gas as a conventional vehicle, but they do not save you money in most cases. Most people that buy hybrids do so for the gas savings. They assume that because they are using less gas that they are saving money. On the surface they are correct... What Are Your Goals For A Vacation I participate in numerous forums and the question of where to go on vacation comes up frequently. I often suggest Disney World and it usually goes ignored. It left me wondering what it is people are looking for in a vacation. There is no question that people should go where they want on vacation because they work hard all year to save for it and vacations do not come very often. A vacation should be relaxing, fun, enjoyable, and memorable. I have been on very few vacations... Glad To Be Married I am glad to be married. I have been married for almost 8 years and together with my wife for a total of 12 years. As you can see it has been a long time since I have been on a date and I couldn’t be more thankful. I found dating to be difficult back when I was doing it, now there are so many more dimensions to dating, it must be even more of a challenge. On-line dating is becoming more and more popular and in theory it sounds like it makes the process easier. But, given t... Gas Prices Are On Fire As I write this article the average price for a gallon of regular gasoline is just under $3.00 for a countrywide average. The price will only continue to rise as issues continue to heat up with Iran and the price of crude oil continues to climb. I personally used to spend close to $400 per month on gas to commute back and forth to work and that was when gas was only $2.25 a gallon or so. I finally put a stop to that by starting my own website and working from home. Now I f... Joe Arpaio For President Unless you live in Arizona there is a good chance you have never heard of Joe. He is a sheriff in Arizona. He was recently re-elected to his position in Maricopa County. Why do I think he should be President? Because he is actually trying to make a difference. He doesn’t care if he is pleasing everybody, he is trying to please the good citizens of his county and punish the bad ones. Joe is not your typical politician. Technically he is a politician because he needs to be v... Do You Like Your Job? I don’t know if there are any concrete numbers on this topic but if I had to guess I would say that less than 25% of people like their jobs. Most people continue to go to work because they feel they have no other options. They are either lacking in the educational background to improve their situation or maybe they have overextended themselves financially and they have to keep working at a job they hate to support their lifestyle. Whatever the reason is that you continue ... The Fastest U.S. Production Car Back in 1987 the fastest U.S. production car ever to be produced was the Buick Grand National/GNX. I have owned three turbo Buicks in the past. They are a really fun car to drive. If you have never driven one, but you are looking for a new toy car to buy, you should really consider one of these. If you have $50,000 you could buy a GNX, other than that you should look into a Grand National or a Turbo T. What is great about these cars? Easy, their drive train. Other than the... The Untapped Potential Of Reseller Programs I am part of the growing population of people who are looking to earn a living working from home on the internet. I am constantly looking for new and better ways to earn some income. I participate in multiple forums having to do with affiliate marketing and working from home. Very few people participate in reseller programs and I think they are missing out on some big-time money. A reseller program is as simple as it sounds. You become a retailer for a particular company. ... Microcaps Can Be Big Investments September 11, 2001 was a defining moment in the history of our country. Prior to this historical date the Department of Homeland Security was not even created and airport security was just like any other industry. Investors have capitalized on the recent surge in this sector. As most investors do, they go for the bigger companies and bigger name stocks when investing. As a result there are many micro-cap stocks that get overlooked. Micro-cap stocks sell for $5 or less per ... A Quest For Answers I have written a handful of articles about cars. The ones about “muscle cars” or the old generation and new generation are easily my most popular articles. In a quest to find out why this debate seems so popular I have developed a survey, which will be found in the “about the author” section below. This one survey may not answer all the questions but it will be a good start. It was funny because as I was creating the survey I was trying to figure out which I prefer and I c... One Step Closer To Bankruptcy I have written a couple articles so far about the downfall of GM and Ford, although I have mostly focused on GM. GM announced today that they are going to offer some 113,000 hourly employees a severance package in the six figure range to leave and waive their rights to their healthcare benefits. Here is the link to the article making the announcement: http://www.foxnews.com/story/0,2933,188732,00.html. If I were in the position of some of these workers I would have a diffi...

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