http://www.articledashboard.com/Category/Credit/101 Credit articles from Article Dashboard Rss Follow Up Sat, 11 Jul 2009 09:42:32 -0500 A debit card is a bank issued card that allows its user to access the funds in his account to pay for merchandise or services. A debit card acts like a credit card, and is often associated with a credit card brand such as VISA or MasterCard, with the difference being that funds are immediately deducted from the cardholders checking or savings accounts when a purchase is made. http://www.articledashboard.com/Article/Save-more-with-Direct-Debit-Processing-/953415 Wed, 24 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Save-more-with-Direct-Debit-Processing-/953415 Credit report repair pertains to the process of mending your credit reputation. This is very much applicable if you have either bad credit or misinterpreted and misreported data on your credit report. A good credit report is vital because it reflects your business or your own credit history. With a bad credit history, your credit ranking can be downhill. This is why maintaining a good credit record is very important. Reliability and promptness in paying credits reflect an excellent credit report. http://www.articledashboard.com/Article/Credit-Report-Repair---The-Ideal-Way-to-Raise-Your-Credit-Ranking/953264 Wed, 24 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Credit-Report-Repair---The-Ideal-Way-to-Raise-Your-Credit-Ranking/953264 Merchant funding can be a daunting but necessary task. By doing your homework and asking tough questions you can find what you need. Making a list of your needs will keep you on the objective. http://www.articledashboard.com/Article/Merchant-Funding/952661 Tue, 23 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Merchant-Funding/952661 The purpose of this article is to explain what a County Court Judgement is, why they are issued and what the potential ramifications of receiving a County Court Judgement are. http://www.articledashboard.com/Article/County-Court-Judgement---What-does-this-Mean-/951567 Tue, 23 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/County-Court-Judgement---What-does-this-Mean-/951567 There are many such people who have ended up destroying their financial life because their carelessness with their finances. There are just a few activities that harm your credit to the maximum. Performing these activities in excess dips your credit score substantially. Having a bad credit score leaves you with a lot of difficulties to face in your daily life. http://www.articledashboard.com/Article/Keep-Your-Credit-Good/951273 Tue, 23 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Keep-Your-Credit-Good/951273 When you are in the market for a new credit card, the features you have to choose from may draw you to the card. Low interest rates and the types of rewards you can get, are what draw many to reward credit cards. Those of you who have good credit, will more than likely be able to get reward cards that http://www.articledashboard.com/Article/Credit-Cards-with-Rewards/951058 Tue, 23 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Credit-Cards-with-Rewards/951058 Negative remarks on your credit report can cost serious money. You do not have to despair though, since it is never too late to become credit worthy again. However, always remember that credit repair do not happen overnight. It requires serious dedication and perseverance to start in a clean slate once more. http://www.articledashboard.com/Article/DIY-Credit-Repair/950915 Tue, 23 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/DIY-Credit-Repair/950915 The purchase of a new home, a new family sedan, or starting a business is some of the reasons why people take out loans. These assets could cost you tens to hundreds of thousands of dollars each, thus it will really be a huge financial burden to acquire these properties using cold cash. Taking out a loan http://www.articledashboard.com/Article/Equifax--One-of-the-Big-Three/950817 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Equifax--One-of-the-Big-Three/950817 Are you living life in the fast lane? And tired of keeping up with all your expenditures? Life is like that, sometimes you get what you want, and sometimes you don't. And since this is a fact of life, is there anything you can do to improve your life? http://www.articledashboard.com/Article/What-is-my-FICO-Score-/950759 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/What-is-my-FICO-Score-/950759 When people hear that some items are sold for credit, they would leap for any opportunity that will come their way. It's not surprising to note that there are a lot of people who do not have enough cash on hand to handle all their expenses. And getting them on credit is the best possible way. http://www.articledashboard.com/Article/Get-Your-Credit-Score-Online/950691 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Get-Your-Credit-Score-Online/950691 Are you sick of getting lost within all those categories and fine print hoopla? It can sometimes be frustrating to apply to any credit card. http://www.articledashboard.com/Article/Idiots-Guide-to-an-American-Express-Credit-Card-Application/950683 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Idiots-Guide-to-an-American-Express-Credit-Card-Application/950683 If you are a new business, or a business that has been hit with hard economic times then merchant funding is the best choice. http://www.articledashboard.com/Article/Merchant-Advances-Can-Help-Your-Business/950668 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Merchant-Advances-Can-Help-Your-Business/950668 When it comes to applying for a loan, applying for a credit card and applying for certain jobs, you will see that all of these things have one thing in common. All of these actions will require you to have a good credit score in order to qualify. http://www.articledashboard.com/Article/Do-I-Have-to-Pay-to-Find-Out-my-Credit-Score-/950628 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Do-I-Have-to-Pay-to-Find-Out-my-Credit-Score-/950628 There are so many rules out there. One can feel a bit tired of them all. But as we all know, these rules are here to protect us. http://www.articledashboard.com/Article/The-Fair-Debt-Collection-Practices-Act/950594 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/The-Fair-Debt-Collection-Practices-Act/950594 In the United States, your credit score is everything. It is something that you should take care of or if you don't, getting a phone, cable or gas line hooked up in your home can be difficult to do. There are also certain companies that take a look at your credit score first before they even hire you. Even http://www.articledashboard.com/Article/Beginner-s-Guide-to-Credit-Score/950571 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Beginner-s-Guide-to-Credit-Score/950571 Credit cards are affecting more and more of peoples' lives and credit card debt is quickly becoming an unbearable aspect of modern day living. Credit card debt consolidation can offer a solution that enables you to lower payments and begin to improve your credit. http://www.articledashboard.com/Article/Credit-Cards---The-High-Cost-of-Credit-Card-Debt/950471 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Credit-Cards---The-High-Cost-of-Credit-Card-Debt/950471 If you want to get a credit card and have poor credit you will encounter so many troubles. However, even people with poor credit can find one if they know how to. Here we will discuss some of the most important tips on how to get a credit card for poor credit. http://www.articledashboard.com/Article/How-to-Get-a-Credit-Card-With-Poor-Credit/950419 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/How-to-Get-a-Credit-Card-With-Poor-Credit/950419 Useful personal loans materialize ceaselessly, all the same it yields energy and dedication to make certain that they work out to the most dependable of your benefit. http://www.articledashboard.com/Article/Outstanding-Tones-in-Pay-Day-Loan-Attainment/950349 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Outstanding-Tones-in-Pay-Day-Loan-Attainment/950349 A Free credit report is the entitlement of every US citizen, and with many more people suffering with debt problems nowadays the first question asked by them is 'where can i get my free credit report?' http://www.articledashboard.com/Article/Don-t-Use-Free-Credit-Report-Services---Get-Free-Credit-Reports-Direct-from-Credit-Bureaus/950302 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Don-t-Use-Free-Credit-Report-Services---Get-Free-Credit-Reports-Direct-from-Credit-Bureaus/950302 These days more and more of us tend to make a wide range of purchases online, buying everything from concert tickets and entertainment to purchasing flights, holidays, and more. Buying online provides us with convenience, ease, and speed, as well as plenty of choice, but in some cases can also come with risks. However, industry experts have said that using a credit card is usually the safest and most effective way of making purchases online. http://www.articledashboard.com/Article/Why-credit-cards-are-the-best-option-for-shopping-online/949949 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Why-credit-cards-are-the-best-option-for-shopping-online/949949 Credit cards are responsible for a vast amount of personal debt problems, and should be a focus when you're trying to clear your debts because of their high expense. How can you go about freeing yourself from credit card debt? http://www.articledashboard.com/Article/The-Quickest-Ways-To-Pay-Down-Credit-Card-Debt/949863 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/The-Quickest-Ways-To-Pay-Down-Credit-Card-Debt/949863 As your business translates from a miniature to medium and then large scale venture; it becomes necessary and profitable that you join the team of business operators who keep High Volume merchant accounts. Some of the benefits inherent in operating this type of account include reduced charges on debit and credit card processing, fees charged for monthly statements and other benefits. http://www.articledashboard.com/Article/Merchant-Account---High-Volume-Type-is-Suitable-for-a-Large-Business/949678 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Merchant-Account---High-Volume-Type-is-Suitable-for-a-Large-Business/949678 Bad credit can be attributed to a number of reasons and while most are irrelevant and often related to an irresponsible decision on the part of borrowers, you can still hope to get a loan with bad credit by following the listed options. http://www.articledashboard.com/Article/Getting-A-Loan-With-Bad-Credit-Is-Possible-With-These-Five-Tips/949273 Mon, 22 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Getting-A-Loan-With-Bad-Credit-Is-Possible-With-These-Five-Tips/949273 Are free credit reports actually free? With the number of people with debt issues constantly increasing the last thing many need is to be scammed into paying for something they can get for nothing. Credit reports is one such area; but are we getting scammed or not? http://www.articledashboard.com/Article/Are-Free-Credit-Reports-Really-Free-or-Are-They-Just-Another-Scam-/948504 Sun, 21 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Are-Free-Credit-Reports-Really-Free-or-Are-They-Just-Another-Scam-/948504 A credit card is something which is carried by most people these days, being that there are the most convenient form of paying for goods and services. For many cardholders, they are also the most expensive way to pay; whether they realize it or not - and in all too many cases, they do not. This article will reveal to you the hidden fees which you are paying to your issuing card company. Many people do not even notice these fees, but they can add up to hundreds of dollars annually. http://www.articledashboard.com/Article/Comparing-Credit-Card-s-Hidden-Fees/948209 Sat, 20 Jun 2009 00:00:00 -0500 http://www.articledashboard.com/Article/Comparing-Credit-Card-s-Hidden-Fees/948209