http://www.articledashboard.com/Category/Credit/101 Credit articles from Article Dashboard Rss Follow Up Tue, 09 Feb 2010 14:05:23 -0600 Since the coming of the Internet many of todays consumer habits have changed. There is no denying that. It is easy to make purchases via internet with the help of a credit card. Many choose not too simply because they believe it might be too insecure. With the help of a merchant account, there are ways to bring the customers in and gain their trust. It is a creative solution to a grand problem. http://www.articledashboard.com/Article/The-Bottom-Line-of-Your-Business-and-the-Merchant-Account/1351835 Tue, 02 Feb 2010 00:00:00 -0600 http://www.articledashboard.com/Article/The-Bottom-Line-of-Your-Business-and-the-Merchant-Account/1351835 The new Credit Card Reform Bill passed by Obama and Congress will bring good changes for card holders - read about some of the changes to expect in February 2010. http://www.articledashboard.com/Article/What-the-new-Credit-Card-Reform-Bill-means-for-you/1351516 Tue, 02 Feb 2010 00:00:00 -0600 http://www.articledashboard.com/Article/What-the-new-Credit-Card-Reform-Bill-means-for-you/1351516 Learn the basics of finding a suitable credit card for purchases. 0% rates, special offers and interest-free periods are all considered in this article. http://www.articledashboard.com/Article/How-to-Find-a-Credit-Card-for-Purchases/1351231 Tue, 02 Feb 2010 00:00:00 -0600 http://www.articledashboard.com/Article/How-to-Find-a-Credit-Card-for-Purchases/1351231 In order to improving your credit and preventing identity theft, mortgage preparation, and more information; you just can take assistance of the three major credit bureaus, which are named like Experian, Equifax and TransUnion. http://www.articledashboard.com/Article/How-Major-Credit-Bureaus-Work-to-You-for-Future/1350455 Tue, 02 Feb 2010 00:00:00 -0600 http://www.articledashboard.com/Article/How-Major-Credit-Bureaus-Work-to-You-for-Future/1350455 If you are worried, what will your score be in current? Just know about your credit score free through one credit bureau of these like Equifax, Experian and TransUnion. After knowing, take control of your personal credit score. http://www.articledashboard.com/Article/Free-Credit-Score---Take-Control-of-Your-Personal-Information/1350434 Tue, 02 Feb 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Free-Credit-Score---Take-Control-of-Your-Personal-Information/1350434 You've been through a lot lately trying to fix your finances, but the fight isn't quite over yet. Now that you've gotten everything discharged, it's time to start rebuilding your credit! About a month after things have completed it's time to start fixing your credit report after bankruptcy. http://www.articledashboard.com/Article/Fixing-Your-Credit-Report-After-Bankruptcy/1349529 Mon, 01 Feb 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Fixing-Your-Credit-Report-After-Bankruptcy/1349529 {The fact that they "just don't make 'em like they used to" has created a passion for vintage cars. If you have your eye on the vintage beauty your uncle keeps in his garage, the purchase of a new car might not be something you aspire to.} http://www.articledashboard.com/Article/Buying-a-Car-with-Car-Financing-is-Achievable/1349131 Mon, 01 Feb 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Buying-a-Car-with-Car-Financing-is-Achievable/1349131 Many folks who are in a poor economic situation may want to think about a bankruptcy. http://www.articledashboard.com/Article/Can-You-Repair-Your-Credit-After-Bankruptcy-/1349042 Mon, 01 Feb 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Can-You-Repair-Your-Credit-After-Bankruptcy-/1349042 You can control your own credit destiny. Credit repair is the solution. Take charge of your credit today with these great tips. http://www.articledashboard.com/Article/Credit-Repair-Score-Raising-Secrets/1348824 Mon, 01 Feb 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Credit-Repair-Score-Raising-Secrets/1348824 Today it has become difficult to carry cash everywhere and any time within your pockets. To solve this problem, a new technology has come into the banking sector which allows the individuals to do shopping with the help of plastic money (credit card). It allows the users to roam any where tension free up to a great extent. http://www.articledashboard.com/Article/Credit-cards--the-best-way-to-enjoy-shopping-without-carrying-cash/1348265 Mon, 01 Feb 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Credit-cards--the-best-way-to-enjoy-shopping-without-carrying-cash/1348265 It's always exciting to get some extra cash in your pocket, right? Who wouldn't want something extra? Did you know that you could get extra money by spending money? Enter the cash-back credit card. It's not a contest where you are competing with other people to get money. When you use a cash-back credit card, you are the one in control of your spending and you're in control of figuring out how much cash you get back from using your credit card. http://www.articledashboard.com/Article/What-Exactly-is-a-Cash-Back-Credit-Card-/1347052 Sun, 31 Jan 2010 00:00:00 -0600 http://www.articledashboard.com/Article/What-Exactly-is-a-Cash-Back-Credit-Card-/1347052 What should you do if your debt collector decides to sue you? Some people panic and look for the quickest, and least scary-looking way out. Bankruptcy often looks like the answer because people have heard that it stops lawsuits against you and "wipes out" your debt. However, bankruptcy is often not a solution in the real-world sense. And there are better ways to handle old credit card debt. Fight the debt collectors! T. Rexx Hogan is now retired after practicing law for almost twenty years. His passion is individual rights, and he understands that those rights are often expressed through consumer law. Americans are becoming enslaved by debt and debt collectors, and T. Rexx seeks to bring freedom back to the average individual. http://www.articledashboard.com/Article/When-Debt-Collectors-Sue--Is-Bankruptcy-the-Right-Choice-/1344671 Fri, 29 Jan 2010 00:00:00 -0600 http://www.articledashboard.com/Article/When-Debt-Collectors-Sue--Is-Bankruptcy-the-Right-Choice-/1344671 Maybe a divorce, losing your job, or a decrease in income caused by the slowing economy has taken a toll on your credit. Can you still get semi-truck financing with bad credit? Yes, you can. Let me tell you of a few ways to go about it. http://www.articledashboard.com/Article/Semi-Truck-Financing---Can-I-Get-Approved-With-Bad-Credit-/1343405 Thu, 28 Jan 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Semi-Truck-Financing---Can-I-Get-Approved-With-Bad-Credit-/1343405 Concerns have been raised that consumers are not aware of the charges levied on prepaid cards. Like credit cards, prepaid cards can attract high fees if used incorrectly. http://www.articledashboard.com/Article/Consumers-Must-be-Aware-of-Pre-Paid-Card-Charges/1342501 Thu, 28 Jan 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Consumers-Must-be-Aware-of-Pre-Paid-Card-Charges/1342501 If you have a tax lien showing on your credit report don't worry. You have a few different options to get that lien removed or lowered so you can pay it off. http://www.articledashboard.com/Article/The-Challenges-Of-Having-A-Tax-Lien-On-Your-Credit-History/1342372 Thu, 28 Jan 2010 00:00:00 -0600 http://www.articledashboard.com/Article/The-Challenges-Of-Having-A-Tax-Lien-On-Your-Credit-History/1342372 Most credit commercials and news stories would have homeowners believe that only those with pristine credit scores are able to take advantage of the benefits of refinancing, or to purchase the home of their dreams http://www.articledashboard.com/Article/Will-a-Mortgage-Lender-Work-with-Me-if-I-Have-Bad-Credit-/1341875 Thu, 28 Jan 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Will-a-Mortgage-Lender-Work-with-Me-if-I-Have-Bad-Credit-/1341875 Cash advance loans have become very popular among working Americans who are currently experiencing short term cash flow problems and desperately need cash before next pay day. It is often much less expensive to take out a payday loan than it would be to take on charges on things like credit cards, mortgages, auto payments, and checks that bounce. http://www.articledashboard.com/Article/Fast-Loans-Online---How-To-Locate-Established-And-Legitimate-Payday-Lenders-Online/1341293 Thu, 28 Jan 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Fast-Loans-Online---How-To-Locate-Established-And-Legitimate-Payday-Lenders-Online/1341293 Fast cash payday loans are widely available. These are the fastest offers available, but do have a number of downsides to watch out and be prepared for. These types of loans work differently than other products. http://www.articledashboard.com/Article/Fast-Payday-Loans---How-To-Qualify-For-Fast-Cash-Payday-Loans-Online/1341291 Thu, 28 Jan 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Fast-Payday-Loans---How-To-Qualify-For-Fast-Cash-Payday-Loans-Online/1341291 Cash advance loans have become very popular among working Americans who are currently experiencing short term cash flow problems and desperately need cash before next pay day. It is often much less expensive to take out a payday loan than it would be to take on charges on things like credit cards, mortgages, auto payments, and checks that bounce. http://www.articledashboard.com/Article/Fast-Cash-Advance-Payday-Loans-Online---Compare-And-Find-The-Best-Deals-Online/1341290 Thu, 28 Jan 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Fast-Cash-Advance-Payday-Loans-Online---Compare-And-Find-The-Best-Deals-Online/1341290 For those of you who are determined to learn more about your rights as a credit consumer, this article points out the rights concerned with the most typical credit reporting situations. Knowing your rights gives you leverage with credit bureaus, collection agencies and creditors and can make the task of credit improvement much easier. http://www.articledashboard.com/Article/Your-Ten-Most-Important-Rights-in-Credit-Repair/1340253 Wed, 27 Jan 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Your-Ten-Most-Important-Rights-in-Credit-Repair/1340253 The two most important companies of the world at present are great competitors i.e. visa and master card. Both the companies work in the same style. Although visa can have more or less billion cards issued, there are around 25 thousand banks giving out the master cards and its very hard to find the difference between many sites across the globe that think these cards, which is now considered at more than 20 million. http://www.articledashboard.com/Article/Your-Gold-Credit-Card-Will-Make-Your-Life-Easier/1339089 Wed, 27 Jan 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Your-Gold-Credit-Card-Will-Make-Your-Life-Easier/1339089 There are many people who feel that they are linked to any credit card that are presented in the market; actually this question is not as simple as you think. It certainly depends on the customers taste and requirements while choosing the card. http://www.articledashboard.com/Article/Bad-Debts-Lessen-Your-Credit-Card-Options/1339062 Wed, 27 Jan 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Bad-Debts-Lessen-Your-Credit-Card-Options/1339062 Home equity loans are attractive to borrowers because: They are able to borrow a larger amount They come with lower interest rates (APR) If you have bad credit, they are easier to qualify for They may offer tax deductible as incentive http://www.articledashboard.com/Article/Find-Most-The-Affordable-Bad-Credit-Home-Equity-Loan/1338818 Wed, 27 Jan 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Find-Most-The-Affordable-Bad-Credit-Home-Equity-Loan/1338818 Used effectively, credit cards can be used to borrow money interest-free. To take full advantage, though, consumers will need to navigate budgets, 0% purchases credit cards, 0% balance transfer credit cards and their own expectations. http://www.articledashboard.com/Article/How-to-use-a-Credit-Card-to-Borrow-Interest-free/1337564 Tue, 26 Jan 2010 00:00:00 -0600 http://www.articledashboard.com/Article/How-to-use-a-Credit-Card-to-Borrow-Interest-free/1337564 If you owe a lot debts, there could be hidden dangers in your credit history. Understand the credit rating system and learn about valuable tips to clean up your credit. http://www.articledashboard.com/Article/Helpful-Hints-on-How-to-Clean-up-Credit/1337051 Tue, 26 Jan 2010 00:00:00 -0600 http://www.articledashboard.com/Article/Helpful-Hints-on-How-to-Clean-up-Credit/1337051